4521 Summerset Cir, Roanoke, VA 24018 Property Records

Roanoke County property record for 4521 Summerset Cir, Roanoke, VA 24018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,548 sqft · built 1986
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$141,500 (Dec 2018)
Tax Bill$3,564 (2026)
Deeds & MortgagesMar 2019 Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN097.07-02-66

Property Details

APN / Parcel Number

Primary APN097.07-02-66
Alternative APNs
  • 000043860
  • 09707 266

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,548 sqft Finished Area
Gross Area3,417 sqft
1st Floor Area1,548 sqft
Basement Area1,241 sqft
Finished Basement630 sqft
Unfinished Basement611 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)

Exterior Amenities

PorchPatio
Porch Area196 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number000043860
Street Address4521 SUMMERSET CIR
CityROANOKE
StateVA
Zip24018-7309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 20 BLK 1 SEC 3 BRANDERWOOD
Legal SubdivisionBRANDERWOOD
Legal Block1
Legal Lot Number20
JurisdictionROANOKE VA
Township / Civil DivisionCAVE SPRING
Census Block Group3
Census Block3000
Census Tract30900

Owner

Source: Roanoke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 14125, ROANOKE, VA 24038-4125
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM FIRST FCU
Dec 19, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2018 · Amount on Record
Deed SaleDec 19, 2018 · Amount on Record
Deed Document Number201812246
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE VA
Property Address4521 SUMMERSET CIR, ROANOKE, VA 24018-7309
Document Number0000002190
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedApr 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 S JEFFERSON ST #1400 ROANOKE VA 240111327, 1400, ROANOKE, VA 24011-1327

Mortgage

Document Number0000002190
DateMar 18, 2019
Instrument2190
Lender
NameFREEDOM FIRST FCU
AddressROANOKE, VA 24019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROANOKE VA
Recording DateDec 19, 2018
Property Address4521 SUMMERSET CIR, ROANOKE, VA 24018-7309
Document Number0000012246
Instrument DateDec 4, 2018
Instrument12246
Transaction TypeTransfer
Record UpdatedJan 17, 2019

Transaction

AmountAmount Recorded
Tax$141.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 14125 ROANOKE VA 240384125, ROANOKE, VA 24038-4125

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRoanoke County
Unified School DistrictRoanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,564.00 (+19.88%)$346,100 (+23.39%) Land $60,000 Building $286,100$346,100 (+23.39%) Land $60,000 Building $286,100
2023$2,973.00$280,500 Land $54,000 Building $226,500$280,500 Land $54,000 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 74% of Virginia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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