Cleveland County property record for 4521 Ridgeline Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,226 sqft · built 1978 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Aug 2018) |
| Tax Bill | $8,340 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0034158 |
| Primary APN | R0034158 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 3,158 sqft |
| 1st Floor Area | 2,226 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Porch | Enclosed Porch |
| Porch Area | 418 sqft |
| Patio Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 34158 |
|---|---|
| Street Address | 4521 RIDGELINE DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANDVIEW ESTATES NORTH 4 LOT 20 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 10 |
| Legal Subdivision | GRANDVIEW EST N 4 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 201513 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| May 7, 2020 | Deed of Trust, Construction Loan · Line of Credit ARVEST MTG |
| Aug 27, 2018 | Grant Deed, Transfer · Conventional with PMI ARVEST MTG |
| Jun 23, 2017 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | May 12, 2016 · Amount on Record |
| Deed Document Number | 201827278 |
| Deed Book / Page | 5838 / 6 |
| Prior Transfer Date | Aug 24, 2018 |
| Prior Transfer Doc | 0000027278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Document Number | 0R20234853 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 6523/984 |
| Instrument | R 2023 4853 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | R202138902 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 6308/1066 |
| Instrument | R 2021 38902 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 7, 2020 |
| Property Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Document Number | 0000013734 |
| Book / Page | 006052 / 001358 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 13734 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3611 CHATHAM CT NORMAN OK 730724228, NORMAN, OK 73072-4228 |
| Document Number | 0000013734 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 006052/001358 |
| Instrument | 13734 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 27, 2018 |
| Property Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Document Number | 0000027278 |
| Book / Page | 005838 / 000006 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 27278 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | CLEVELAND COUNTY ABSTRACT COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $532.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3611 CHATHAM CT NORMAN OK 730724228, NORMAN, OK 73072-4228 |
| Document Number | 27279 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 005838/000007 |
| Instrument | 27279 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 26, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4521 RIDGELINE DR, NORMAN, OK 73072-1730 |
| Document Number | 0000020440 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4521 RIDGELINE DR NORMAN OK 730721730, NORMAN, OK 73072-1730 |
| Document Number | 0000020440 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 005691/000390 |
| Instrument | 20440 |
| Name | REPUBLIC BK&TR |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 22, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,340.00 (+6.12%) Homeowner's exemption | $70,499 (+6.09%) Land $24,418 Building $46,081 | $861,221 (+9.87%) Land $298,300 Building $562,921 |
| 2023 | $7,859.00 Homeowner's exemption | $66,452 Land $26,620 Building $39,832 | $783,853 Land $314,000 Building $469,853 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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