4521 Kipling St, McKinney, TX 75071 Property Records

Collin County property record for 4521 Kipling St, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,002 sqft · built 2024
Owner	Individual Name on File
Tax Bill	$9,410 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-13103-00I-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-13103-00I-0090-1`
Alternative APNs	`000002894901` `2894901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,002 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	1,957 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	515 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4521 KIPLING ST
City	MCKINNEY
State	TX
Zip	75071-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAINTED TREE LAKESIDE WEST PHASE 2, BLK I, LOT 9
Legal Subdivision	PAINTED TREE LAKESIDE WEST PHASE 2 (CMC)
Legal Block	I
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3007
Census Tract	30605

Owner

4521 Kipling St is owned by an individual who acquired it in April 2026.

Source: Collin County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12013 DEER TRL, FRISCO, TX 75035-2678
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jun 3, 2024	Vendor's Lien, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026
Deed Sale	Apr 1, 2026
Prior Sale	Jun 3, 2024
Deed Document Number	202642109
Record Updated	Jun 8, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 1, 2026
Property Address	4521 KIPLING ST, MCKINNEY, TX 75071-5449
Document Number	0000042109
Instrument Date	Mar 31, 2026
Instrument	202642109
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 DEER TRL, FRISCO, TX 75035-2678
Investor	Possibly a Property Investor

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4521 KIPLING ST, MCKINNEY, TX 75071-5449
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 KIPLING ST, MCKINNEY, TX 75071-5449

Mortgage

Document Number	2025000146621
Date	Nov 12, 2025
Instrument	2025000146621

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

June 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 3, 2024
Property Address	4521 KIPLING ST, MCKINNEY, TX 75071-5449
Document Number	2024000066537
Map Reference	DOC2023-202301000042
Instrument Date	Jun 3, 2024
Instrument	2024000066537
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 KIPLING STREET, MCKINNEY, TX 75071-5449

Mortgage

Document Number	2024000066538
Date	Jun 3, 2024
Instrument	2024000066538

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4521 Kipling St was $9,410.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,410.00	$635,734 Land $187,000 Building $448,734	$635,734 Land $187,000 Building $448,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4521 Kipling St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4521 Kipling St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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