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4521 Hwy A1A, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 4521 Hwy A1A, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3,324 sqft · built 2019
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (May 2014)
Tax Bill$14,249 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone VE (high risk)
APN29-38-03-00-283

Property Details

APN / Parcel Number

Primary APN29-38-03-00-283
Alternative APNs
  • 29-38-03-00-00283.0-0000.00
  • 2963419

Interior

Stories3 Stories
Building Area3,324 sqft Living Area
Gross Area5,358 sqft
1st Floor Area668 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions350 ft deep x 67 ft wide
View / LotOcean
Garage TypeAttached
Garage Area644 sqft
PorchFinished/Open Porch
Porch Area883 sqft

Location & Zoning

Account Number2963419
Street Address4521 HIGHWAY A1A
CityMELBOURNE BEACH
StateFL
Zip32951-3614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-9
Legal DescriptionN 67 FT OF GOVT LOT 1 E OF A1A
Legal Range38E
Legal Township29S
Legal Section03
Legal SubdivisionACREAGE & UNREC
Legal Block283
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1002
Census Tract66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4521 HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2014 · Amount on Record
Deed SaleMay 27, 2014 · Amount on Record
Prior SaleDec 9, 2005
Deed Document Number2014105376
Deed Book / Page7133 / 1983
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4521 S HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3614
Document Number0081350412
Instrument DateApr 9, 2018
Transaction TypeMortgage
Record UpdatedApr 27, 2018
Title CompanySTATE TITLE PARTNERS LLP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1175 HWY A LN #709 SATELLITE BEACH FL 32937, 709, SATELLITE BEACH, FL 32937

Mortgage

Document Number0081350412
DateApr 10, 2018
Book Page008135/000412
Instrument78724
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
AmountAmount Recorded
Term180 Months
DueApr 9, 2033

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,165,300 (+2.7%)$1,961,130 (-0.43%)
2025$14,249.00 (+6.32%) Homeowner's exemption$1,134,670 (+5.99%)$1,969,570 (+3.65%) Land $938,000 Building $1,031,570
2023$13,402.00 (+7.18%) Homeowner's exemption$1,070,590 (+3%)$1,900,220 (+15.12%) Land $938,000 Building $962,220
2022$12,504.00 Homeowner's exemption$1,039,410$1,650,700 Land $589,600 Building $1,061,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 196 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies229 units insured
incl. 33 condo units
Nearby Flood Claims54 (1979–2022)
Claims Outside the SFHA24 of 54
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP09A “Coconut Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2019)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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