Hillsborough County property record for 4521 Gulfwinds Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,665 sqft · built 1995 |
| Lot Size | 0.232 acres (10,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,731 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014525-3070 |
| Primary APN | 014525-3070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,110 sqft |
| 1st Floor Area | 1,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,100 sqft (0.232 acres) |
| Lot Dimensions | 151 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0145253070 |
|---|---|
| Street Address | 4521 GULFWINDS DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CALUSA TRACE UNIT IX PHASE II LOT 51 BLOCK A |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | CALUSA TRACE UNIT IX PHASE II |
| Legal Phase | II |
| Legal Tract | K8 |
| Legal Block | A |
| Legal Lot Number | 51 |
| Legal Unit | 9 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11522 |
4521 Gulfwinds Dr is owned and occupied by two individuals who acquired it in February 2026.
Source: Hillsborough County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4521 GULFWINDS DR, LUTZ, FL 33558-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Intrafamily Transfer, Transfer |
| Dec 9, 2016 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2026 |
| Transfer Doc | 0000066731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 20, 2026 |
| Property Address | 4521 GULFWINDS DR, LUTZ, FL 33558-2750 |
| Document Number | 0000066731 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 2026066731 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4521 GULFWINDS DR, LUTZ, FL 33558-2750 |
| Name | Verified Name |
|---|---|
| Address | 4521 GULFWINDS DR, LUTZ, FL 33558-2750 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4521 GULFWINDS DR, LUTZ, FL 33558-2750 |
| Document Number | 0246351586 |
| Book / Page | 024635 / 001586 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4521 GULFWINDS DR LUTZ FL 335582750, LUTZ, FL 33558-2750 |
| Document Number | 0246351586 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 024635/001586 |
| Instrument | 1200 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2047 |
The 2025 property tax bill for 4521 Gulfwinds Dr was $3,731, up 9.6% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,553 (+2.7%) | $311,495 (-1.01%) Land $107,965 Building $203,530 | |
| 2025 | $3,731.00 (+9.64%) Homeowner's exemption | $206,965 | $314,689 Land $107,965 Building $206,724 |
| 2024 | $3,403.00 (+4.1%) | ||
| 2023 | $3,269.00 (+5.72%) Homeowner's exemption | $195,274 (+3%) | $278,305 (-5.28%) Land $74,745 Building $203,560 |
| 2022 | $3,092.00 Homeowner's exemption | $189,586 | $293,810 Land $74,745 Building $219,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4521 Gulfwinds Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 3 (2004–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4521 Gulfwinds Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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