4521 Ebb Tide Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 4521 Ebb Tide Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1985
Lot Size	0.117 acres (5,082 sqft)
Owner	2 Individual Names on File
Last Sale	$285,114 (May 2024)
Tax Bill	$6,996 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`440227200G00800`

Property Details

APN / Parcel Number

Primary APN	`440227200G00800`
Alternative APN	`44-02272-00G-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,082 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440227200G00800
Street Address	4521 EBB TIDE DR
City	ROWLETT
State	TX
Zip	75088-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	PENINSULA 2 BLK G LT 8 INT202400103961 DD05202024 CO-DC 0227200G00800 1CW0227200G
Legal Subdivision	PENINSULA 2
Legal Tract	2272
Legal Block	G
Legal Lot Number	8
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2017
Census Tract	18134

Owner

Source: Dallas County assessment roll, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVERETT FINANCIAL INC
May 23, 2024	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Dec 22, 2020	Vendor's Lien, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Feb 27, 2018	Warranty Deed, Subdivision Related Transfer BRANCH BK&TR
Nov 1, 2017	Deed of Trust, Mortgage STEVE CHEN
May 23, 2017	Warranty Deed, Transfer EXCEL TITLE GROUP
May 22, 2017	Warranty Deed, Transfer EXCEL TITLE GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	2024103961
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0000356995
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729

Mortgage

Document Number	0000321049
Date	Dec 22, 2022
Instrument	202200321049

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729

Mortgage

Document Number	0000028279
Date	Jan 31, 2022
Instrument	202200028279

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000103963
Date	May 23, 2024
Instrument	202400103963

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	May 23, 2024
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Document Number	0000103961
Map Reference	VOL 83245 PG 1250
Instrument Date	May 20, 2024
Instrument	202400103961
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Investor	Possibly a Property Investor

Mortgage

Document Number	0000103962
Date	May 23, 2024
Instrument	202400103962

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 22, 2020
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Document Number	202000356995
Map Reference	VOL 83245 PG 1250
Instrument Date	Dec 21, 2020
Instrument	202000356995
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4521 EBB TIDE DR, 4521, ROWLETT, TX 75088-4729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 E ARAPAHO RD APT 4201, 4201, RICHARDSON, TX 75081-3189

Mortgage

Document Number	202000356996
Date	Dec 22, 2020
Instrument	202000356996

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Feb 27, 2018
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Document Number	0000051515
Instrument Date	Feb 23, 2018
Instrument	51515
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 19, 2018
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4521 EBB TIDE DR ROWLETT TX 750884729, ROWLETT, TX 75088-4729

Mortgage

Document Number	51516
Date	Feb 27, 2018
Instrument	51516

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Document Number	0000309096
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10109 BROADMOOR LN ROWLETT TX 750898382, ROWLETT, TX 75089-8382

Mortgage

Document Number	0000309096
Date	Nov 1, 2017
Instrument	309096

Lender

Name	STEVE CHEN
Address	11034 GRISSOM LN, DALLAS, TX 75229-3507

Agreement

Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 23, 2017
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Document Number	0000145431
Instrument Date	May 17, 2017
Instrument	145431
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	EXCEL TITLE GROUP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10109 BROADMOOR LN ROWLETT TX 750898382, ROWLETT, TX 75089-8382

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 22, 2017
Property Address	4521 EBB TIDE DR, ROWLETT, TX 75088-4729
Document Number	0000141966
Instrument Date	May 16, 2017
Instrument	141966
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	EXCEL TITLE GROUP

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2124 CANNES DR CARROLLTON TX 750062923, CARROLLTON, TX 75006-2923

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,840 (+1.58%) Land $80,000 Building $202,840	$282,840 (+1.58%) Land $80,000 Building $202,840
2025	$6,996.00 (+15.12%) Additional exemption filed	$278,440 (+12.72%) Land $80,000 Building $198,440	$278,440 (+12.72%) Land $80,000 Building $198,440
2024	$6,077.00 (+6.56%)
2023	$5,703.00 (-5.11%)	$247,010 Land $65,000 Building $182,010	$247,010 Land $65,000 Building $182,010
2022	$6,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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