4521 Clipper Dr, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4521 Clipper Dr, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,996 sqft · built 1988
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,232,000 (Jun 2021)
Tax Bill	$16,393 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`008-160-033`

Property Details

APN / Parcel Number

Primary APN	`008-160-033`
Alternative APN	`008-160-033-0`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,996 sqft Living Area
1st Floor Area	2,504 sqft
2nd Floor Area	1,492 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4521 CLIPPER DR
City	DISCOVERY BAY
State	CA
Zip	94505-9245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6561 L131
Legal Subdivision	SUBDIVISION 6561 DISCOVERY BAY
Legal Tract	6561
Legal Lot Number	131
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

4521 Clipper Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4521 CLIPPER DR, DISCOVERY BAY, CA 94505-9245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Deed Document Number	2021170362
Prior Transfer Date	Jun 25, 2003
Prior Transfer Doc	0000348209
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2021
Property Address	4521 CLIPPER DR, DISCOVERY BAY, CA 94505-9245
Document Number	0000170362
Map Reference	MB 291 PG 39
Instrument Date	Jun 10, 2021
Instrument	2021-170362
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4521 CLIPPER DR, DISCOVERY BAY, CA 94505-9245
Investor	Possibly a Property Investor

Mortgage

Document Number	0000170363
Date	Jun 11, 2021
Instrument	2021-170363

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Change Frequency	Annually

Tax Assessment & Valuation

The 2025 property tax bill for 4521 Clipper Dr was $16,393.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,367,824 (+2.57%) Land $386,427 Building $981,397
2025	$16,393.00	$1,333,553 Land $378,850 Building $954,703
2023	$15,478.00 (+1.59%)	$1,281,772 Land $364,140 Building $917,632
2022	$15,236.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4521 Clipper Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4521 Clipper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband, Verizon.

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