Lubbock County property record for 4521 98th St, Lubbock, TX 79424
| Property Type | Commercial |
|---|---|
| Details | 8,279 sqft · built 2005 |
| Lot Size | 1.02 acres (44,777 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $26,120 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R306718 |
| Primary APN | R306718 |
|---|---|
| Alternative APN |
|
| Building Area | 8,279 sqft Gross Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 44,777 sqft (1.02 acres) |
| Street Address | 4521 98TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-7457 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LAKERIDGE OFFICE PARK TR A |
| Legal Subdivision | LAKERIDGE OFFICE PARK |
| Legal Tract | A |
| Legal Block | 10 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10509 |
Source: Lubbock County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4521 98TH ST, LUBBOCK, TX 79424-7457 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Aug 14, 2020 | Deed of Trust, Mortgage · Commercial Mortgage HAPPY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2020 |
| Deed Sale | Apr 7, 2020 |
| Prior Sale | May 6, 2005 |
| Deed Document Number | 202013618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 4, 2026 |
| Property Address | 4521 98TH ST, LUBBOCK, TX 79424-7457 |
| Document Number | 0000016304 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202616304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4521 98TH ST, LUBBOCK, TX 79424-7457 |
| Document Number | 0000016304, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202616304 |
| Name | CENTENNIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 4521 98TH ST, LUBBOCK, TX 79424-7457 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | WESTERN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000034907 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020034907 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,120.00 (-6.73%) | $1,262,376 (-0.08%) Land $313,439 Building $948,937 | $1,262,376 (-0.08%) Land $313,439 Building $948,937 |
| 2024 | $28,005.00 (+5.35%) | ||
| 2023 | $26,584.00 (-8.47%) | $1,263,376 Land $313,439 Building $949,937 | $1,263,376 Land $313,439 Building $949,937 |
| 2022 | $29,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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