Howard County property record for 4521 10 Oaks Rd, Dayton, MD 21036
| Property Type | Care Home (Retirement, Nursing, Convalescent) |
|---|---|
| Details | 2.5 ba · 3,581 sqft · built 1977 |
| Lot Size | 6.9 acres (300,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,119 (Dec 2023) |
| Tax Bill | $11,090 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-345251 |
| Primary APN | 05-345251 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,581 sqft Total Area |
| 1st Floor Area | 3,581 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 300,782 sqft (6.9 acres) |
| Garage Type | Detached |
| Garage Area | 888 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 523 sqft |
| Patio Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 345251 |
|---|---|
| Street Address | 4521 10 OAKS RD |
| City | DAYTON |
| State | MD |
| Zip | 21036-1128 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Care Home (Retirement, Nursing, Convalescent) |
| Local Zoning Code | RRDEO |
| Legal Description | 6.9049 A 4521 TEN OAKS RD DAYTON |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 605104 |
4521 10 Oaks Rd, a commercial property, is owned by an individual who bought it in December 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4521 10 OAKS RD, DAYTON, MD 21036-1128 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Intrafamily Transfer, Transfer MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO |
| Oct 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Jul 24, 2018 | Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Book / Page | 22204 / 403 |
| Prior Transfer Date | Nov 5, 2014 |
| Prior Transfer Doc | 0158660101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 12, 2023 |
| Property Address | 4521 10 OAKS RD, DAYTON, MD 21036-1128 |
| Document Number | 0222040403 |
| Book / Page | 22204 / 403 |
| Instrument Date | Nov 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | MILLENNIUM TITLE AND ABSTRACT COMPANY, MILLENNIUM TTL & ABSTRACT CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4521 TEN OAKS RD, DAYTON, MD 21036-1128 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4521 10 OAKS RD, DAYTON, MD 21036-1128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4521 TEN OAKS RD, DAYTON, MD 21036-1128 |
| Document Number | 0210430188 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 21043/188 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4521 10 OAKS RD, DAYTON, MD 21036-1128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190890455 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 19089/455 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 24, 2018 |
| Property Address | 4521 10 OAKS RD, DAYTON, MD 21036-1128 |
| Document Number | 0182850275 |
| Book / Page | 18285 / 275 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | REALTY TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4521 TEN OAKS RD, DAYTON, MD 21036-1128 |
| Document Number | 0018285283 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 18285/283 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jul 31, 2019 |
The 2026 property tax bill for 4521 10 Oaks Rd was $11,090, down 1.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,090.00 (-1.82%) | $726,500 (-2.4%) Land $325,400 Building $401,100 | $726,500 (-2.4%) Land $325,400 Building $401,100 |
| 2025 | $11,296.00 (+4.47%) | $744,400 Land $325,400 Building $419,000 | $744,400 Land $325,400 Building $419,000 |
| 2024 | $10,813.00 | ||
| 2023 | $679,200 | $744,400 Land $325,400 Building $419,000 | |
| 2022 | $7,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4521 10 Oaks Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4521 10 Oaks Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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