4520 Whitney Ave, Hamden, CT 06518 Property Records

Hamden Town property record for 4520 Whitney Ave, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1952
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (May 2000)
Tax Bill	$13,363 (2026)
Deeds & Mortgages	Sep 2021 Refinance Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:3529 B:037 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:3529 B:037 L:00-0000`
Alternative APN	`M:3529 B:037 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	3,800 sqft
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4520 WHITNEY AVE
City	HAMDEN
State	CT
Zip	06518-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3
Legal Subdivision	CEDARWOOD HILL
Legal Block	37
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1009
Census Tract	166002

Owner

4520 Whitney Ave is owned and occupied by two individuals who acquired it in February 2026.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4520 WHITNEY AVE, HAMDEN, CT 06518-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Apr 15, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage Quitclaim
Apr 15, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2000 · Amount on File
Deed Sale	May 26, 2000 · Amount on File
Deed Book / Page	1949 / 189
Last Transfer Date	Feb 11, 2026
Transfer Doc	005358-144
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	4520 WHITNEY AVE, HAMDEN, CT 06518-1219
Transaction Type	Mortgage
Record Updated	May 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004892-122
Date	Sep 17, 2021
Book Page	4892/122
Instrument	7572

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMDEN CT
Recording Date	Apr 15, 2026
Property Address	4520 WHITNEY AVE, HAMDEN, CT 06518-1219
Document Number	005358-146
Book / Page	5358 / 146
Instrument Date	Apr 9, 2026
Instrument	20261799
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4520 WHITNEY AVE, HAMDEN, CT 06518-1219

Mortgage

Date	Apr 15, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMDEN CT
Recording Date	Apr 15, 2026
Property Address	4520 WHITNEY AVE, HAMDEN, CT 06518-1219
Document Number	005358-144
Book / Page	5358 / 144
Instrument Date	Feb 11, 2026
Instrument	20261798
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	4520 WHITNEY AVE, HAMDEN, CT 06518-1219
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4892-122
Date	Sep 17, 2021
Book Page	4892/122
Instrument	7572

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4520 Whitney Ave was $13,363.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,363.00	$248,990 (-) Land $82,390 Building $166,600	$375,644 (+115.52%)
2025		$248,990 (+76.35%) Land $82,390 Building $166,600	$174,293 Land $57,673 Building $116,620
2024	$12,918.00 (+64.52%)	$141,190 (-) Land $29,680 Building $111,510
2023	$7,852.00	$141,190 Land $29,680 Building $111,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 Whitney Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 Whitney Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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