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4520 Vivian Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4520 Vivian Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 1996
Lot Size0.332 acres (14,493 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Aug 2025)
Tax Bill$3,316 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC044815174600100

Property Details

APN / Parcel Number

Primary APNC044815174600100
Alternative APN
  • C-04-34-28-151-7460-0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,060 sqft Living Area
1st Floor Area1,692 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,493 sqft (0.332 acres)
Lot Dimensions124 ft deep x 103 ft wide
Garage TypeFinished
Garage Area440 sqft
DrivewayDriveway
Driveway Area442 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044815174600100
Street Address4520 VIVIAN DR
CitySEBRING
StateFL
Zip33872-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 15 REVISED PB 15PG 64 LOT 10 BLK 746
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block746
Legal Lot Number10
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2016
Census Tract960503

Owner

Source: Highlands County records · APN C044815174600100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address4520 VIVIAN DR, SEBRING, FL 33872-1722
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleAug 25, 2025 · Amount on Record
Deed SaleAug 25, 2025 · Amount on Record
Prior SaleApr 13, 2022 · Amount on Record
Deed Document Number2275490
Deed Book / Page3140 / 543
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 13, 2022
Property Address4520 VIVIAN DR, SEBRING, FL 33872-1722
Document Number0002087888
Book / Page2897 / 1713
Map ReferenceMB 15 PG 64
Instrument DateMar 28, 2022
Instrument2087888
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyC AND T TITLE AND ESCROW, H & S TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4520 VIVIAN DR, 4520, SEBRING, FL 33872-1722

Transferred To (Grantee/Buyer)

NameVerified Name
Address6518 MATANZAS DR, SEBRING, FL 33872-2372

Mortgage

Document Number0028971715
DateApr 13, 2022
Instrument2897/1715
Lender
NameBALLEY & WOOD FINANCIAL GROUP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$245,044 (+9.08%) Land $28,242 Building $216,802$245,044 (+9.08%) Land $28,242 Building $216,802
2024$3,316.00 (-2.1%)
2023$3,387.00 (+110.9%)$224,648 (+71.26%) Land $23,108 Building $201,540$224,648 (+13.66%) Land $23,108 Building $201,540
2022$1,606.00 Homeowner's exemption$131,175$197,645 Land $14,892 Building $182,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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