4520 Vintage Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 4520 Vintage Ln, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 4,752 sqft · built 1984
Lot Size	5 acres (217,800 sqft)
Owner	2 Company Names on Record
Last Sale	$850,000 (Oct 2023)
Tax Bill	$6,695 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-021-087-000`

Property Details

APN / Parcel Number

Primary APN	`098-021-087-000`
Alternative APNs	`09802187100` `0980218710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,752 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	1,190 sqft
Parking Spaces	4 Parking Spaces
Patio Area	4,752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4520 VINTAGE LN
City	PLACERVILLE
State	CA
Zip	95667-9220
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	RS 26/31/2
Legal Tract	2
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1000
Census Tract	31506

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4520 VINTAGE LN, PLACERVILLE, CA 95667-9220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 16, 2023	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	202329207
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	0000022171
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4520 VINTAGE LN, PLACERVILLE, CA 95667-9220
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	LENNAR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 VINTAGE LN, PLACERVILLE, CA 95667-9220

Mortgage

Document Number	0000006016
Date	Feb 29, 2024
Instrument	2024-0006016

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	925 Months
Due	Mar 2, 2101

Interest

Rate Type	Adjustable Rate
Rate	6.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.6%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 16, 2023
Property Address	4520 VINTAGE LN, PLACERVILLE, CA 95667-9220
Document Number	0000029207
Map Reference	MB 28 PG 86
Instrument Date	Oct 13, 2023
Instrument	2023-0029207
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	NOT AVAILABLE, INTER CNTY TTL CO OF EL DORA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4520 VINTAGE LN, PLACERVILLE, CA 95667-9220

Mortgage

Document Number	0000029208
Date	Oct 16, 2023
Instrument	2023-0029208

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,103 (+2%) Land $112,695 Building $532,408
2025	$6,695.00 (+9.52%)	$632,455 (+11.64%) Land $110,486 Building $521,969
2024	$6,113.00 (+2.1%)
2023	$5,987.00 (+1.53%) Homeowner's exemption	$566,529 Land $113,583 Building $452,946
2022	$5,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Zeta Broadband.

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