4520 Val St, Fremont, CA 94538 Property Records

Alameda County property record for 4520 Val St, Fremont, CA 94538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1959
Lot Size	0.153 acres (6,644 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2013)
Tax Bill	$8,176 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`525-965-82`

Property Details

APN / Parcel Number

Primary APN	`525-965-82`
Alternative APN	`525-0965-082-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,644 sqft (0.153 acres)

Location & Zoning

Street Address	4520 VAL ST
City	FREMONT
State	CA
Zip	94538-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00030 BLK: 0002 TR: 2019
Legal Subdivision	2019 SUNDALE MANOR UN #2
Legal Tract	2019
Legal Block	2
Legal Lot Number	30
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	4
Census Block	4000
Census Tract	442400

Owner

4520 Val St is owned and occupied by two individuals who acquired it in October 2015.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 DIABLO VIEW CT, DANVILLE, CA 94506-6150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2013 · Amount on File
Deed Sale	Jul 26, 2013 · Amount on File
Prior Sale	Apr 30, 2008 · Amount on File
Deed Document Number	2013261158
Last Transfer Date	Oct 15, 2015
Transfer Doc	0000306810
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4520 VAL ST, FREMONT, CA 94538-2540
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 DIABLO VIEW CT, DANVILLE, CA 94506-6150

Mortgage

Document Number	0000021547
Date	Feb 21, 2023
Instrument	2023021547

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4520 VAL ST, FREMONT, CA 94538-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 DIABLO VIEW CT, DANVILLE, CA 94506-6150

Mortgage

Document Number	0000248105
Date	Sep 25, 2020
Instrument	2020248105

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Val St was $8,176 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,165 (+0.9%) Land $195,049 Building $455,116
2025	$8,176.00 Homeowner's exemption	$637,420 Land $191,226 Building $446,194
2023	$7,605.00 Homeowner's exemption	$612,674 Land $183,802 Building $428,872	$1,039,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 Val St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4520 Val St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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