Hamilton County property record for 4520 Theodore Ave, Cincinnati, OH 45236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 972 sqft · built 1964 |
| Lot Size | 0.182 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Aug 2018) |
| Tax Bill | $3,220 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0210-0115-00 |
| Primary APN | 600-0210-0115-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,971 sqft (0.182 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 105 sqft |
| Patio Area | 234 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4520 THEODORE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45236-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4520 THEODORE AV 75X107 LOT 27-28-29 HAMILTON TERRACE SUB SQ C - BLK C 115-116-117 CONS |
| Legal Subdivision | HAMILTON TERRACE SUB |
| Legal Block | C |
| Legal Lot Number | 27-28-2 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 24001 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4520 THEODORE AVE, CINCINNATI, OH 45236-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 2, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION SVGS |
| Aug 2, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2018 · Amount on Record |
| Deed Sale | Aug 2, 2018 · Amount on Record |
| Prior Sale | Dec 28, 2004 · Amount on Record |
| Deed Document Number | 2018-0067341 |
| Deed Book / Page | 13723 / 00409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4520 THEODORE AVE, CINCINNATI, OH 45236-2740 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000151663 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 14567/1216 |
| Instrument | 2021-0151663 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 2, 2018 |
| Property Address | 4520 THEODORE AVE, CINCINNATI, OH 45236-2740 |
| Document Number | 0000067341 |
| Book / Page | 013723 / 000409 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 67341 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701 |
| Document Number | 67343 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 013723/000427 |
| Instrument | 67343 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 2, 2018 |
| Property Address | 4520 THEODORE AVE, CINCINNATI, OH 45236-2740 |
| Document Number | 0000067341 |
| Book / Page | 13723 / 00409 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 2018-0067341 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000067343 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2018-0067343 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Deer Park Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 (+12.2%) | $50,806 (+%) Land $14,689 Building $36,117 | |
| 2024 | $2,870.00 (-0.24%) | $50,805 (-) Land $14,689 Building $36,116 | |
| 2023 | $2,877.00 (+6.71%) | $50,805 (+38.24%) Land $14,689 Building $36,116 | $145,160 (+38.25%) Land $41,970 Building $103,190 |
| 2022 | $2,696.00 | $36,751 Land $10,175 Building $26,576 | |
| 2020 | $105,000 Land $29,070 Building $75,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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