4520 Struth Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 4520 Struth Ln, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 1958
Lot Size	0.757 acres (32,975 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jan 2026)
Tax Bill	$315 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-1N-28-0000-02600-0000`

Property Details

APN / Parcel Number

Primary APN	`18-1N-28-0000-02600-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,426 sqft Heated Area
Gross Area	1,755 sqft
1st Floor Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	32,975 sqft (0.757 acres)
Lot Dimensions	1,650 ft deep x 2,000 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	114 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	181N280000026000000
Street Address	4520 STRUTH LN
City	MILTON
State	FL
Zip	32571-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	ENHANCED LIFE EST RESERVED IN: (DESCRIPTION PER DEED FOR 2012 S 100 FT OF W 165 FT OF NW4 OF NW4 & N 100 FT OF S 200 FT OF W
Legal Range	28W
Legal Township	01N
Legal Section	18
Legal Subdivision	ENHANCED LIFE EST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2003
Census Tract	10711

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4520 STRUTH LN, PACE, FL 32571-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Jan 31, 2012
Deed Document Number	202600210
Deed Book / Page	4695 / 314
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 2, 2026
Property Address	4520 STRUTH LN, PACE, FL 32571-2804
Document Number	0046950314
Book / Page	4695 / 314
Instrument Date	Dec 30, 2025
Instrument	202600210
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5553 HIGHWAY 90, PACE, FL 32571-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 STRUTH LN, PACE, FL 32571-2804

Mortgage

Document Number	0004695330
Date	Jan 2, 2026
Instrument	4695/330

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Dec 25, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$315.00 (+86.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$57,063 (+3%)	$90,655 (+0.51%) Land $15,000 Building $75,655
2023	$169.00 (-13.33%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$55,401 (+3%)	$90,194 (+5.74%) Land $15,000 Building $75,194
2022	$195.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$53,787	$85,294 Land $14,000 Building $71,294

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20