4520 Sheldrake Dr, Orlando, FL 32812 Property Records

Orange County property record for 4520 Sheldrake Dr, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1959
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2015)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-30-7498-02-220`

Property Details

APN / Parcel Number

Primary APN	`08-23-30-7498-02-220`
Alternative APNs	`302308749802220` `537634` `543385` `548048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,660 sqft
1st Floor Area	1,300 sqft
Utility Area	75 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1983
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	85 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4520 SHELDRAKE DR
City	ORLANDO
State	FL
Zip	32812-7550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ROBERTA PLACE X/68 LOT 22 BLK B
Legal Range	30E
Legal Township	23S
Legal Section	08
Legal Subdivision	ROBERTA PLACE
Legal Tract	7498
Legal Block	B
Legal Lot Number	22
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1039
Census Tract	13803

Owner

4520 Sheldrake Dr is owned and occupied by two individuals who bought it in March 2015.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 SHELDRAKE DR, ORLANDO, FL 32812-7550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 19, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Aug 14, 2017	Deed of Trust, Mortgage · Conventional with PMI FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2015 · Amount on File
Deed Sale	Mar 9, 2015 · Amount on File
Prior Sale	Aug 9, 2007 · Amount on File
Deed Document Number	2015117293
Deed Book / Page	10885 / 5857
Transfer Doc	6445003455
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4520 SHELDRAKE DR, ORLANDO, FL 32812-7550
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210572793
Date	Sep 21, 2021
Instrument	20210572793

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4520 SHELDRAKE DR, ORLANDO, FL 32812-7550
Document Number	0000601234
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	OMEGA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4520 SHELDRAKE DR ORLANDO FL 328127550, ORLANDO, FL 32812-7550

Mortgage

Document Number	0000601234
Date	Sep 26, 2019
Instrument	601234

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4520 SHELDRAKE DR, ORLANDO, FL 32812-7550
Document Number	0000465347
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	OMEGA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4520 SHELDRAKE DR ORLANDO FL 328127550, ORLANDO, FL 32812-7550

Mortgage

Document Number	0000465347
Date	Aug 22, 2017
Instrument	465347

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Sheldrake Dr was $2,668, up 6.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,752 (+2.7%)	$317,070 (-2.1%) Land $125,000 Building $192,070
2025	$2,668.00 (+6.85%) Homeowner's exemption	$177,947	$323,880 Land $125,000 Building $198,880
2024	$2,497.00 (+7.54%)
2023	$2,322.00 (+4.78%) Homeowner's exemption	$167,895 (+3%)	$302,649 (+19.43%) Land $125,000 Building $177,649
2022	$2,216.00 Homeowner's exemption	$163,005	$253,418 Land $125,000 Building $128,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 Sheldrake Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	19 (2004–2022)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Ian, Sep 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 Sheldrake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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