4520 Seagrape Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 4520 Seagrape Bend Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,696 sqft · built 2009
Lot Size0.294 acres (12,807 sqft)
Owner2 Individual Names on Record
Last Sale$645,000 (Nov 2016)
Tax Bill$7,840 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN05-45-21-02-00000.0180

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0180
Alternative APNs
  • 21054502000000180
  • 10003702

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,696 sqft Living Area
Gross Area4,594 sqft
1st Floor Area1,724 sqft
Upper Floors Area972 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCape Cod
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area12,807 sqft (0.294 acres)
Lot Dimensions170 ft deep x 72 ft wide
View / LotLake
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area524 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003702
Street Address4520 SEAGRAPE BEND DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 18
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number18
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1032
Census Tract80100

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2226, PINELAND, FL 33945-2226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2016 · Amount on Record
Deed SaleNov 18, 2016 · Amount on Record
Prior SaleJan 30, 2013 · Amount on Record
Deed Document Number2016245297
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address4520 SEAGRAPE BEND DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 SEAGRAPE BEND DR, CAPTIVA, FL 33924

Mortgage

Document Number0000135808
DateApr 22, 2022
Instrument2022000135808
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,840.00 (-4.54%) Homeowner's exemption$574,477 (+5.99%)$866,485 (+7.95%) Land $138,974 Building $727,511
2023$8,213.00 (+0.11%) Homeowner's exemption$542,026 (+3%)$802,643 (+5.71%) Land $121,125 Building $681,518
2022$8,204.00 Homeowner's exemption$526,239$759,254 Land $124,980 Building $634,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Seagrape Bend Dr

Nearby Streets

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