4520 School Rd, Temperance, MI 48182 Property Records

Monroe County property record for 4520 School Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,100 sqft · built 1972
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on File
Last Sale	$317,500 (Dec 2021)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-001-005-10`

Property Details

APN / Parcel Number

Primary APN	`15-001-005-10`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Foundation Type	No Foundation
Lot Area	74,052 sqft (1.7 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4520 SCHOOL RD
City	TEMPERANCE
State	MI
Zip	48182-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4520 SCHOOL RD SEC 1 T8S R6E 1.7 AMOL COM AT A PT LOC 1045.84 FT N 89 DEG 23' W FR E 1/4 COR OF SEC 1 TH N 89 DEG 23' W
Legal Range	06E
Legal Township	08S
Legal Section	89
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	1
Census Block	1015
Census Tract	833000

Owner

Source: Monroe County records · APN 15-001-005-10

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 SCHOOL RD, TEMPERANCE, MI 48182-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Dec 08, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Jul 08, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Prior Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	202132553
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 23, 2021
Property Address	4520 SCHOOL RD, TEMPERANCE, MI 48182-9756
Document Number	0000032553
Instrument Date	Dec 13, 2021
Instrument	2021R32553
Transaction Type	Transfer
Record Updated	Feb 02, 2022
Title Company	LAWYERS TITLE AGENCY/CHARDON, LAWYERS TTL AGCY OF CHARDON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,381.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4520 SCHOOL RD, 4520, TEMPERANCE, MI 48182-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 W FARNUM AVE, ROYAL OAK, MI 48067-1630

Mortgage

Document Number	0000032554
Date	Dec 23, 2021
Instrument	2021R32554

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4520 SCHOOL RD, TEMPERANCE, MI 48182-9756
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 SCHOOL RD, TEMPERANCE, MI 48182-9756

Mortgage

Document Number	0000026491
Date	Dec 08, 2020
Instrument	2020R26491

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	173 Months
Due	May 01, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 08, 2019
Property Address	4520 SCHOOL RD, TEMPERANCE, MI 48182-9756
Document Number	0000011232
Instrument Date	Jun 19, 2019
Instrument	11232
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 KNOLL AVE TOLEDO OH 436151316, TOLEDO, OH 43615-1316

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,700 (+3.04%)	$393,400 (+3.04%)
2025	$1,897.00 (-52.38%) Homeowner's exemption	$190,900 (+24.69%) Land $190,900	$381,800 (+24.69%) Land $381,800
2023	$3,984.00 Homeowner's exemption	$153,100	$306,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
BCI Mississippi Broadband Cable	1,000 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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