4520 Ruebel Pl, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4520 Ruebel Pl, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1927
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2021)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0121-0081-00`

Property Details

APN / Parcel Number

Primary APN	`550-0121-0081-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	276 ft deep x 54.5 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4520 RUEBEL PL
City	CINCINNATI
State	OH
Zip	45211-4345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	54.50 X 276.74 IRR LOT 6 RUEBEL 1ST SUB
Legal Subdivision	RUEBEL 1ST SUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2007
Census Tract	21001

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK AND TRUST COMPANY
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Dec 14, 2017	Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	202134081
Deed Book / Page	14376 / 4358
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 9, 2026
Property Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345
Document Number	0000026777
Book / Page	15641 / 899
Instrument Date	Mar 30, 2026
Instrument	202626777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026777,
Date	Apr 9, 2026
Book Page	15641/899
Instrument	202626777

Lender

Name	REPUBLIC BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 17, 2021
Property Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345
Document Number	0000034081
Book / Page	14376 / 4358
Map Reference	MB 28 PG 18
Instrument Date	Mar 12, 2021
Instrument	2021-0034081
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345

Mortgage

Document Number	0000034082
Date	Mar 17, 2021
Instrument	2021-0034082

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2018
Property Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345
Document Number	0000095622
Book / Page	13784 / 135
Map Reference	MB 28 PG 18
Instrument Date	Oct 18, 2018
Instrument	2018-0095622
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345

Mortgage

Document Number	0000095623
Date	Oct 29, 2018
Instrument	2018-0095623

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 14, 2017
Property Address	4520 RUEBEL PL, CINCINNATI, OH 45211-4345
Document Number	0000003383
Map Reference	MB 28 PG 28
Instrument Date	Dec 1, 2017
Instrument	17-0113383
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000003384
Date	Dec 14, 2017
Instrument	17-0113384

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+2.43%)	$42,000 (-) Land $14,168 Building $27,832	$120,000 (-) Land $40,480 Building $79,520
2024	$2,144.00 (-0.05%)	$42,000 (-) Land $14,168 Building $27,832
2023	$2,145.00 (+6.56%)	$42,000 (+25.65%) Land $14,168 Building $27,832	$120,000 (+25.65%) Land $40,480 Building $79,520
2022	$2,013.00 Homeowner's exemption	$33,426 Land $12,653 Building $20,773
2020			$95,500 Land $36,150 Building $59,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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