4520 Rivermist Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 4520 Rivermist Dr, Melbourne, FL 32935 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,760 sqft · built 1992
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (May 2020)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-37-31-25-B-11`

Property Details

APN / Parcel Number

Primary APN	`26-37-31-25-B-11`
Alternative APNs	`26-37-31-25-0000B.0-0011.00` `2614375`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	415 sqft
Porch	Finished/Open Porch
Porch Area	183 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2614375
Street Address	4520 RIVERMIST DR
City	MELBOURNE
State	FL
Zip	32935-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE CREEK LOT 11 BLK B
Legal Range	37E
Legal Township	26S
Legal Section	31
Legal Subdivision	PEBBLE CREEK
Legal Block	B
Legal Lot Number	11
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1020
Census Tract	64127

Owner

Source: Brevard County records · APN 26-37-31-25-B-11

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 RIVERMIST DR, MELBOURNE, FL 32935-7163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 05, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2020 · Amount on Record
Deed Sale	May 05, 2020 · Amount on Record
Prior Sale	Aug 18, 1998 · Amount on Record
Deed Document Number	202098841
Deed Book / Page	8734 / 904
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4520 RIVERMIST DR, MELBOURNE, FL 32935-7163
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 RIVERMIST DR, MELBOURNE, FL 32935-7163

Mortgage

Document Number	0090562925
Date	Mar 19, 2021
Book Page	9056/2925
Instrument	2021070221

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 05, 2020
Property Address	4520 RIVERMIST DR, MELBOURNE, FL 32935-7163
Document Number	0087340904
Book / Page	008734 / 000904
Instrument Date	Apr 30, 2020
Instrument	98841
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	FOUNDATION TITLE AND SETTLEMENT, FOUNDATION TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4520 RIVERMIST DR MELBOURNE FL 329357163, MELBOURNE, FL 32935-7163

Mortgage

Document Number	87340905
Date	May 05, 2020
Book Page	008734/000905
Instrument	98842

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2050

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,780 (+2.7%)	$314,090 (-6.55%)
2025	$4,144.00 (+8.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$274,380 (+5.98%)	$336,090 (-2.77%) Land $75,000 Building $261,090
2023	$3,829.00 (+6.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$258,890 (+3%)	$345,670 (+8.44%) Land $75,000 Building $270,670
2022	$3,602.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$251,350	$318,770 Land $65,000 Building $253,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090641271, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	206 in force
Nearby Flood Claims	22 (1995–2024)
Claims Outside the SFHA	20 of 22
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wire 3 Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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