4520 Reading Rd, Dayton, OH 45420 Property Records

Montgomery County property record for 4520 Reading Rd, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1955
Lot Size	0.175 acres (7,627 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Sep 2019)
Tax Bill	$2,472 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 14713 0026`

Property Details

APN / Parcel Number

Primary APN	`R72 14713 0026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,627 sqft (0.175 acres)
Lot Dimensions	123 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	500 sqft
Carport	Carport
Carport Area	294 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Patio Area	280 sqft
Canopy	280 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4520 READING RD
City	DAYTON
State	OH
Zip	45420-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69186
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	26
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1023
Census Tract	2900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2900 RED OAK RD, DAYTON, OH 45432-3815
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Sep 17, 1998 · Amount on Record
Deed Document Number	2019-00051774
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 23, 2019
Property Address	4520 READING RD, DAYTON, OH 45420-3133
Document Number	0000051774
Instrument Date	Sep 18, 2019
Instrument	51774
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	METRO BOX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1136 BEAVERCREEK OH 45434, BEAVERCREEK, OH 45434

Mortgage

Document Number	51775
Date	Sep 23, 2019
Instrument	51775

Lender

Name	MULLINS DENNIS D L/TR (LT)
Address	374 NARROWS TRCE, XENIA, OH 45385-9388

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2034

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,950 (-) Land $10,100 Building $31,850
2024	$2,472.00 (+2.4%)
2023	$2,414.00 (+12.02%)	$41,950 (+45.01%) Land $10,100 Building $31,850	$119,860 (+45.02%) Land $28,850 Building $91,010
2022	$2,155.00	$28,930 Land $6,960 Building $21,970
2020			$82,650 Land $19,890 Building $62,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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