4520 Potter Rd, Matthews, NC 28104 Property Records

Union County property record for 4520 Potter Rd, Matthews, NC 28104

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	4,890 sqft · built 1965
Lot Size	0.809 acres (35,240 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Jan 2026)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-129-308E`

Property Details

APN / Parcel Number

Primary APN	`07-129-308E`

Interior

Stories	1 Story
Building Area	4,890 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Wood Shingle
Lot Area	35,240 sqft (0.809 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4520 POTTER RD
City	MATTHEWS
State	NC
Zip	28104-5928
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Local Zoning Code	NRD STALLI
Legal Description	604-168 LESS 7085-822
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1001
Census Tract	20314

Owner

4520 Potter Rd, a commercial property, is owned by a company that bought it in January 2026.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	113 HILLANDALE DR, CHARLOTTE, NC 28270-0997
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Deed Document Number	20261185
Deed Book / Page	9287 / 4
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 15, 2026
Property Address	4520 POTTER RD, MATTHEWS, NC 28104-5928
Document Number	0000092874
Book / Page	9287 / 4
Map Reference	CAB E FILE 435
Instrument Date	Jan 12, 2026
Instrument	1185
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4316 POTTER RD, STALLINGS, NC 28104-5926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HILLANDALE DR, CHARLOTTE, NC 28270-0997

Mortgage

Document Number	0000001186
Date	Jan 15, 2026
Instrument	1186

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 15, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Potter Rd was $3,513.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,100 (-) Land $286,600 Building $122,500	$409,100 (-) Land $286,600 Building $122,500
2025	$3,513.00	$409,100 Land $286,600 Building $122,500	$409,100 Land $286,600 Building $122,500
2023	$3,640.00	$348,700 Land $258,900 Building $89,800	$348,700 Land $258,900 Building $89,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4520 Potter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 Potter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

Nearby Properties on Potter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures