4520 N Outback Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 4520 N Outback Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,837 sqft · built 1995
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2021)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-31760-11`

Property Details

APN / Parcel Number

Primary APN	`007-31760-11`
Alternative APN	`53-04-13-304-009.000-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,837 sqft Living Area
1st Floor Area	2,353 sqft
Attic	Attic
Attic Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	007-31760-11
Street Address	4520 N OUTBACK RD
City	BLOOMINGTON
State	IN
Zip	47404-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	THE OUTBACK LOT 12
Legal Subdivision	OUTBACK
Legal Lot Number	12
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1020
Census Tract	1305

Owner

4520 N Outback Rd is owned and occupied by an individual who bought it in February 2021.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 4, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	20212382
Transfer Doc	0005816981
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568

Mortgage

Document Number	2024002730
Date	Mar 18, 2024
Instrument	2024002730

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	332 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021004601
Date	Mar 9, 2021
Instrument	2021004601

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021019287
Date	Oct 8, 2021
Instrument	2021019287

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 4, 2021
Property Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568
Document Number	2021002382
Map Reference	CAB C ENV 57
Instrument Date	Jan 27, 2021
Instrument	2021002382
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 N OUTBACK RD, BLOOMINGTON, IN 47404-9568
Investor	Possibly a Property Investor

Mortgage

Document Number	2021002383
Date	Feb 4, 2021
Instrument	2021002383

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4520 N Outback Rd was $1,999, down 10.4% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,999.00 (-10.4%)	$274,500 Land $38,000 Building $236,500	$274,500 Land $38,000 Building $236,500
2024	$2,231.00
2023		$262,800 (+8.51%) Land $34,200 Building $228,600	$262,800 (+8.51%) Land $34,200 Building $228,600
2022	$2,038.00	$242,200 Land $34,200 Building $208,000	$242,200 Land $34,200 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 N Outback Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 N Outback Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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