4520 Micderash Rd, Henley, MO 65040 Property Records

Cole County property record for 4520 Micderash Rd, Henley, MO 65040

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,420 sqft · built 1995
Lot Size48.2 acres (2,100,028 sqft)
OwnerIndividual Name on Record
Last Sale$595,000 (Dec 2021)
Tax Bill$2,144 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19-04-18-0000-002-006

Property Details

APN / Parcel Number

Primary APN19-04-18-0000-002-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,432 sqft
Basement Area720 sqft
Finished Basement720 sqft
Unfinished Basement1,420 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area2,100,028 sqft (48.2 acres)
Garage TypeBasement
Garage Area900 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4520 MICDERASH RD
CityHENLEY
StateMO
Zip65040-2167
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionBEG 1330 S & 432 E OF NW COR 18 E 2120 S 1250 TO RD W 1200 N 390 W 1050 S 170 TO RD W 30 NE 170 N 760 TO POB
Legal Range12W
Legal Township42N
Legal Section18
JurisdictionCOLE MO
Township / Civil DivisionCLARK
Census Block Group3
Census Block3014
Census Tract20300

Owner

Source: Cole County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4520 MICDERASH RD, HENLEY, MO 65040-2167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Deed of Trust, Mortgage · ARM
CENTRAL TRUST BANK
Dec 3, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CENTRAL TRUST BANK
Feb 1, 2018Deed of Trust, Mortgage · ARM
JEFFERSON BANK
Feb 1, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
JEFFERSON BANK
Apr 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JEFFERSON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Deed Document Number20214501
Deed Book / Page733 / 913
Last Transfer DateMay 1, 2024
Transfer Doc0000003208
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address4520 MICDERASH RD, HENLEY, MO 65040-2167
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000733/915
DateDec 3, 2021
Book Page733/915
Instrument202104503
Lender
NameCENTRAL TRUST BANK
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueJan 1, 2037
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateDec 1, 2026
Index1-Year CMT

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLE MO
Recording DateDec 3, 2021
Property Address4520 MICDERASH RD, HENLEY, MO 65040-2167
Document Number000733/913
Book / Page733 / 913
Instrument DateNov 30, 2021
Instrument202104501
Transaction TypeTransfer
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 MICDERASH RD, HENLEY, MO 65040-2167

Mortgage

Document Number000733/914
DateDec 3, 2021
Book Page733/914
Instrument202104502
Lender
NameCENTRAL TRUST BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address4520 MICDERASH RD, HENLEY, MO 65040-2167
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number684/571
DateFeb 1, 2018
Book Page684/571
Instrument201800825
Lender
NameJEFFERSON BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term229 Months
DueMar 1, 2037
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateFeb 1, 2023
Index1-Year CMT

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address4520 MICDERASH RD, HENLEY, MO 65040-2167
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number684/570
DateFeb 1, 2018
Book Page684/570
Instrument201800824
Lender
NameJEFFERSON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMar 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address4520 MICDERASH RD, HENLEY, MO 65040-2167
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number708/983
DateApr 22, 2020
Book Page708/983
Instrument202003471
Lender
NameJEFFERSON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCole County
Unified School DistrictCole County R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,510 (+4.28%) Land $3,220 Building $35,290
2025$2,144.00 (+24.87%)$36,930 (-) Land $3,080 Building $33,850$221,200 (+3.8%) Land $18,200 Building $203,000
2023$36,930 Land $3,080 Building $33,850$213,100 Land $17,500 Building $195,600
2022$1,717.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1982–2015)
Claims Outside the SFHA1 of 11
Most Recent ClaimDec 2015 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 52% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
FireServe
Fixed Wireless · not low latency
100 / 50

Nearby Properties on Micderash Rd

Nearby Streets

Search Property Records by Address or Parcel Number