4520 Kensington Rd, Bryan, TX 77802 Property Records

Brazos County property record for 4520 Kensington Rd, Bryan, TX 77802

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1992
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,500 (Jan 2019)
Tax Bill	$4,615 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`198700-0107-0110`

Property Details

APN / Parcel Number

Primary APN	`198700-0107-0110`
Alternative APN	`24586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Deck Area	Deck Area

Location & Zoning

Street Address	4520 KENSINGTON RD
City	BRYAN
State	TX
Zip	77802-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPERFIELD PH 1, BLOCK 7, LOT 11
Legal Subdivision	COPPERFIELD PH 1
Legal Block	7
Legal Lot Number	11
Jurisdiction	BRAZOS TX
Township / Civil Division	NORTHEAST BRAZOS
Census Block Group	1
Census Block	1023
Census Tract	105

Owner

Source: Brazos County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 8, 2019	Vendor's Lien, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	20191349576
Deed Book / Page	15091 / 249
Prior Transfer Date	Jan 7, 2019
Prior Transfer Doc	0001349576
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622

Mortgage

Document Number	018947/255
Date	Nov 29, 2023
Book Page	18947/255
Instrument	1516697

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622

Mortgage

Document Number	0017928/42
Date	May 5, 2022
Book Page	17928/42
Instrument	1470352

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRAZOS TX
Property Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16037/123
Date	May 12, 2020
Book Page	16037/123
Instrument	1392725

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BRAZOS TX
Recording Date	Jan 8, 2019
Property Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622
Document Number	15091/249
Book / Page	15091 / 249
Map Reference	VOL 532 PG 821
Instrument Date	Jan 7, 2019
Instrument	01349576
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 KENSINGTON RD, BRYAN, TX 77802-5622

Mortgage

Document Number	01349577
Date	Jan 8, 2019
Instrument	01349577

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Brazos County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brazos County
Municipality	Bryan City
Unified School District	Bryan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,894 (-3.55%) Land $54,000 Building $233,894	$287,894 (-3.55%) Land $54,000 Building $233,894
2025	$4,615.00 (-2.37%) Homeowner's exemption	$298,485 (+9.6%) Land $54,000 Building $244,485	$298,485 (+9.6%) Land $54,000 Building $244,485
2024	$4,727.00 (+12.84%)
2023	$4,189.00 (-11.34%) Homeowner's exemption	$272,343 Land $52,500 Building $219,843	$272,343 Land $52,500 Building $219,843
2021	$4,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRYAN serves 91,031 people · EPA ID TX0210001
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Nextlink Fixed Wireless	1,000 / 500
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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