4520 Grayhawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 4520 Grayhawk Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,991 sqft · built 2008
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Oct 2017)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690596-003460`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690596-003460`
Alternative APNs	`242926690596003460` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,991 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,991 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	497 sqft
Porch	Finished/Open Porch
Porch Area	95 sqft

Location & Zoning

Street Address	4520 GRAYHAWK DR
City	WINTER HAVEN
State	FL
Zip	33884-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ASHTON WEST PHASE I PB 138 PGS 11 THRU 21 LOT 346
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	LAKE ASHTON WEST PHASE I
Legal Phase	I
Legal Tract	690596
Legal Block	3
Legal Lot Number	346
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	3
Census Block	3040
Census Tract	14401

Owner

Source: Polk County records · APN 26-29-24-690596-003460

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 GRAYHAWK DR, WINTER HAVEN, FL 33884-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
May 01, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 02, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2017 · Amount on Record
Deed Sale	Oct 02, 2017 · Amount on Record
Prior Sale	Nov 26, 2008 · Amount on Record
Deed Document Number	2017187493
Deed Book / Page	10274 / 437
Last Transfer Date	Apr 23, 2019
Transfer Doc	0000089135
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4520 GRAYHAWK DR, WINTER HAVEN, FL 33884-3547
Document Number	0115270492
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 GRAYH DR WINTER HAVEN FL 33884, WINTER HAVEN, FL 33884

Mortgage

Document Number	0115270492
Date	Jan 06, 2021
Book Page	011527/000492
Instrument	3347

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 05, 2031

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 01, 2019
Property Address	4520 GRAYHAWK DR, WINTER HAVEN, FL 33884-3547
Document Number	0108271890
Book / Page	010827 / 001890
Instrument Date	Apr 23, 2019
Instrument	89135
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4520 GRAYHAWK DR WINTER HAVEN FL 338843547, WINTER HAVEN, FL 33884-3547

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 02, 2017
Property Address	4520 GRAYHAWK DR, WINTER HAVEN, FL 33884-3547
Document Number	0102740437
Book / Page	010274 / 000437
Instrument Date	Sep 29, 2017
Instrument	187493
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 GRAYHAWK DR WINTER HAVEN FL 338843547, WINTER HAVEN, FL 33884-3547

Mortgage

Document Number	102740439
Date	Oct 02, 2017
Book Page	010274/000439
Instrument	187494

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,657.00 (-41.52%) Homeowner's exemption	$244,047 (+5.99%)	$295,675 (-2.85%) Land $55,000 Building $240,675
2023	$6,253.00 (+4.04%) Homeowner's exemption	$230,261 (+3.68%)	$304,355 (+9.86%) Land $52,000 Building $252,355
2022	$6,010.00 Homeowner's exemption	$222,098	$277,050 Land $50,000 Building $227,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 42 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022, Hurricane Ian

Wildfire

Wildfire Risk	High above 72% of the US · above 54% of Florida
Wildfire Likelihood	About 1 in 279 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 154 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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