4520 Gilbert Rd, Vale, NC 28168 Property Records

Catawba County property record for 4520 Gilbert Rd, Vale, NC 28168 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage1,959 sqft Living Area
Lot Size91,912 sqft (2.11 acres)
OccupancyOwner Occupied
Last Sale$138,000 (2001)
Tax Bill$73.00 (2025)

Property Details

APN / Parcel Number

Primary APN2696-01-28-0373
Alternative APN
  • 0090219

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,959 sqft Living Area
1st Floor2,862 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Foundation TypeNo Foundation Foundation
Lot Area91,912 sqft (2.11 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area525 sqft Garage

Exterior Amenities

Shed1 Shed
Patio Area224 sqft Patio
Porch1 Porch
Porch Area361 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address4520 LINCOLN GILBERT RD
CityVALE
StateNC
Zip28168-7761
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT 29-126
JurisdictionCATAWBA NC
Minor Civil DivisionJACOBS FORK
Census Blockgroup4
Census Block4037
Census Tract11802

Owner

Source: Catawba County records · APN 2696-01-28-0373

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4520 LINCOLN GILBERT RD, VALE, NC 28168-7761
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2001 · Amount on Record
Deed SaleApr 06, 2001 · Amount on Record
Prior SaleOct 26, 1992
Deed Book / Page2262 / 173
Last Transfer DateSep 20, 2024
Transfer Doc0038990024
Record RefreshedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4520 GILBERT RD, VALE, NC 28168-8726
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036191116
DateDec 10, 2020
Book Page3619/1116
Instrument25746
Lender
NameTRUIST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address4520 GILBERT RD, VALE, NC 28168-8726
Document Number0035350063
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 GILBERT RD VALE NC 281688726, VALE, NC 28168-8726

Mortgage

Document Number0035350063
DateOct 25, 2019
Book Page003535/000063
Instrument19053
Lender
NameSUMMIT CU
AddressGREENSBORO, NC 27409
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 24, 2034

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$18,400 (-95.23%) Land $18,400
2025$73.00 (-95.86%)$385,900 (+52.05%) Land $29,100 Building $356,800
2024$1,765.00
2023$1,765.00$253,800 Land $29,100 Building $224,700$18,400 Land $18,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesLow
20th percentile nationally · 24th in North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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