4520 Davidson Rd, Davidson, NC 28036 Property Records

Cabarrus County property record for 4520 Davidson Rd, Davidson, NC 28036 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,384 sqft · built 2001
Lot Size	6.28 acres (273,687 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4673 22 3512`

Property Details

APN / Parcel Number

Primary APN	`4673 22 3512`
Alternative APNs	`03007 0028.300000` `125305` `155220`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,384 sqft Living Area
Gross Area	4,841 sqft
1st Floor Area	1,776 sqft
Upper Floors Area	1,608 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	273,687 sqft (6.28 acres)
Lot Width	826 ft Width
Garage Type	Mixed
Garage Area	1,450 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	359 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	288 sqft
Stable	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155220
Street Address	4520 DAVIDSON RD
City	DAVIDSON
State	NC
Zip	28036-8579
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SOUTH SIDE DAVIDSON RD
Legal Subdivision	DEWEESE
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1010
Census Tract	41301

Owner

Source: Cabarrus County records · APN 4673 22 3512

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 10, 2022	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 16, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2022
Deed Sale	May 10, 2022
Prior Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	202215536
Prior Transfer Date	May 04, 2022
Prior Transfer Doc	0016015269
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579

Mortgage

Document Number	0016443286
Date	Apr 12, 2023
Book Page	16443/286

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	May 10, 2022
Property Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579
Document Number	0016015269
Book / Page	16015 / 269
Instrument Date	May 04, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579

Mortgage

Document Number	0160150272
Date	May 10, 2022
Instrument	16015-0272

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579
Document Number	14356208
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4520 DAVIDSON RD DAVIDSON NC 280368579, DAVIDSON, NC 28036-8579

Mortgage

Document Number	14356208
Date	Jul 27, 2020
Book Page	014356/000208
Instrument	23686

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 16, 2018
Property Address	4520 DAVIDSON RD, DAVIDSON, NC 28036-8579
Document Number	1314071
Book / Page	013140 / 000071
Instrument Date	Aug 07, 2018
Instrument	20402
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 DAVIDSON RD DAVIDSON NC 280368579, DAVIDSON, NC 28036-8579

Mortgage

Document Number	1314074
Date	Aug 16, 2018
Book Page	013140/000074
Instrument	20403

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,729.00 (+26.72%)	$1,059,700 (+61.24%) Land $274,290 Building $785,410
2024			$1,059,700 (+61.24%) Land $274,290 Building $785,410
2023	$5,310.00	$657,210 Land $169,420 Building $487,790	$657,210 Land $169,420 Building $487,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Uniti Group	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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