4520 Costa Rd, San Andreas, CA 95249 Property Records

Calaveras County property record for 4520 Costa Rd, San Andreas, CA 95249

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1914
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on Record
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-017-026-000`

Property Details

APN / Parcel Number

Primary APN	`038-017-026-000`
Alternative APN	`038017026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Wood
Lot Area	70,132 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4520 COSTA RD
City	SAN ANDREAS
State	CA
Zip	95249-9673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	CALAVERITAS TWST PORS LOT 6 8 BLK 1
Legal Subdivision	CALAVERITAS TWST
Legal Block	1
Legal Lot Number	6
Legal Unit	1
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	1
Census Block	1034
Census Tract	302

Owner

Source: Calaveras County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4520 COSTA RD, SAN ANDREAS, CA 95249-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 4, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2008
Transfer Doc	0000000606
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	4520 COSTA RD, SAN ANDREAS, CA 95249-9673
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 COSTA RD, SAN ANDREAS, CA 95249-9673

Mortgage

Document Number	0000017965
Date	Oct 19, 2021
Instrument	2021-017965

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	4520 COSTA RD, SAN ANDREAS, CA 95249-9673
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 COSTA RD, SAN ANDREAS, CA 95249-9673

Mortgage

Document Number	0000018705
Date	Dec 16, 2020
Instrument	2020-018705

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	SAN ANDREAS, CA 95249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	4520 COSTA RD, SAN ANDREAS, CA 95249-9673
Document Number	0000002397
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4520 COSTA RD SAN ANDREAS CA 952499673, SAN ANDREAS, CA 95249-9673

Mortgage

Document Number	0000002397
Date	Mar 1, 2017
Instrument	2397

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$122,150 (+2%) Land $17,554 Building $104,596
2025	$1,656.00 (+1.78%) Homeowner's exemption	$119,756 (+4.04%) Land $17,210 Building $102,546
2023	$1,627.00 (+6.76%) Homeowner's exemption	$115,108 Land $16,543 Building $98,565
2022	$1,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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