4520 Canyon Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 4520 Canyon Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,479 sqft · built 1978
Lot Size	3.95 acres (172,497 sqft)
Owner	2 Individual Names on File
Last Sale	$3,300,000 (Nov 2021)
Tax Bill	$40,100 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-160-013-6`

Property Details

APN / Parcel Number

Primary APN	`247-160-013-6`
Alternative APN	`247-160-013`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,479 sqft Living Area
1st Floor Area	2,679 sqft
2nd Floor Area	353 sqft
Basement Area	1,447 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Lot Area	172,497 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4520 CANYON RD
City	LAFAYETTE
State	CA
Zip	94549-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	PCL MAP 39 PG 46 POR PCLS B & C
Legal Tract	39PM46
Legal Block	C
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1016
Census Tract	354002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4520 CANYON RD, LAFAYETTE, CA 94549-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 8, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Oct 10, 1997
Deed Document Number	2021310806
Prior Transfer Date	Sep 24, 2003
Prior Transfer Doc	0000524023
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4520 CANYON RD, LAFAYETTE, CA 94549-2709
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032685
Date	Feb 21, 2020
Instrument	2020-032685

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.3%
Index	1-Year LIBOR
Max Rate	8.3%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 8, 2021
Property Address	4520 CANYON RD, LAFAYETTE, CA 94549-2709
Document Number	0000310806
Map Reference	MB 39 PG 46
Instrument Date	Oct 21, 2021
Instrument	2021-310806
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4520 CANYON RD, LAFAYETTE, CA 94549-2709

Mortgage

Document Number	0000310807
Date	Nov 8, 2021
Instrument	2021-310807

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,572,025 (+2%) Land $1,948,377 Building $1,623,648
2025	$40,100.00 (+3.44%) Homeowner's exemption	$3,501,986 (+4.04%) Land $1,910,174 Building $1,591,812
2023	$38,767.00 (+1.54%) Homeowner's exemption	$3,366,000 Land $1,836,000 Building $1,530,000
2022	$38,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1980–2019)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

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