4520 Box Elder Ct, Indian Trail, NC 28079 Property Records

Union County property record for 4520 Box Elder Ct, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,230 sqft · built 2020
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Oct 2024)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-267-041`

Property Details

APN / Parcel Number

Primary APN	`08-267-041`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,230 sqft Total Area
1st Floor Area	1,511 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	11,456 sqft (0.263 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4520 BOX ELDER CT
City	INDIAN TRAIL
State	NC
Zip	28079-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#125 POPLIN GROVE PH1 MAP1 OPCO903-905
Legal Subdivision	POPLIN GROVE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1014
Census Tract	20205

Owner

4520 Box Elder Ct is owned and occupied by two individuals who bought it in October 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4520 BOX ELDER CT, INDIAN TRAIL, NC 28079-6870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 3, 2024	Intrafamily Transfer, Transfer
Jan 13, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMIS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on File
Deed Sale	Oct 9, 2024 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	202424225
Deed Book / Page	8991 / 246
Prior Transfer Date	Jul 3, 2024
Prior Transfer Doc	0008932840
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 9, 2024
Property Address	4520 BOX ELDER CT, INDIAN TRAIL, NC 28079-6870
Document Number	0008991246
Book / Page	8991 / 246
Map Reference	CAB O FILE 903-905
Instrument Date	Oct 9, 2024
Instrument	24225
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3010 EDGEVIEW LN APT 525, 525, CHARLOTTE, NC 28209-1592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 BOX ELDER CT, INDIAN TRAIL, NC 28079-6870

Mortgage

Document Number	0000024226
Date	Oct 9, 2024
Instrument	24226

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 3, 2024
Property Address	4520 BOX ELDER CT, INDIAN TRAIL, NC 28079-6870
Document Number	0008932840
Book / Page	8932 / 840
Map Reference	CAB O FILE 903-905
Instrument Date	Jul 3, 2024
Instrument	15449
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 BOX ELDER CT, INDIAN TRAIL, NC 28079-6870

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 13, 2023
Property Address	4520 BOX ELDER CT, INDIAN TRAIL, NC 28079-6870
Document Number	0008639721
Book / Page	8639 / 721
Map Reference	CAB O FILE 903-905
Instrument Date	Jan 13, 2022
Instrument	950
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	TRANS TITLE AGENCY, TRANSOHIO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5350 77 CENTER DR # DR100, DR100, CHARLOTTE, NC 28217-2781

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000951
Date	Jan 13, 2023
Instrument	951

Lender

Name	PRIMIS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.68%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	12.6%
Index	Other
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Box Elder Ct was $5,552.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,200 (-) Land $118,400 Building $516,800	$635,200 (-) Land $118,400 Building $516,800
2025	$5,552.00	$635,200 Land $118,400 Building $516,800	$635,200 Land $118,400 Building $516,800
2023	$4,686.00	$429,800 Land $81,700 Building $348,100	$429,800 Land $81,700 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 Box Elder Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 Box Elder Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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