4520 Arcadia Dr NW, Roanoke, VA 24017 Property Records

Roanoke City property record for 4520 Arcadia Dr NW, Roanoke, VA 24017

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,217 sqft · built 1967
Lot Size0.299 acres (13,033 sqft)
OwnerIndividual Name on Record
Last Sale$186,300 (Feb 2024)
Tax Bill$2,740 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN616-0401

Property Details

APN / Parcel Number

Primary APN616-0401

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,217 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,033 sqft (0.299 acres)
Lot Dimensions115 ft deep x 80 ft wide
Garage TypeAttached
Garage Area642 sqft

Exterior Amenities

PorchPorch
Porch Area129 sqft
Patio Area86 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4520 ARCADIA DR NW
CityROANOKE
StateVA
Zip24017-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionLOT 1 BLK 10 SEC 2 GLENDALE
Legal Block10
Legal Lot Number1
JurisdictionROANOKE CITY VA
Township / Civil DivisionROANOKE
Census Block Group2
Census Block2008
Census Tract2302

Owner

Source: Roanoke City records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4520 ARCADIA DR NW, ROANOKE, VA 24017-1504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
CARTER BANK & TRUST
Feb 22, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Deed Document Number240001600
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE CITY VA
Property Address4520 ARCADIA DR NW, ROANOKE, VA 24017-1504
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 ARCADIA DR NW, ROANOKE, VA 24017-1504

Mortgage

Document Number0000009675
DateOct 27, 2025
Instrument250009675
Lender
NameCARTER BANK & TRUST
TypeBank
AddressMARTINSVILLE, VA 24112
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROANOKE CITY VA
Recording DateFeb 22, 2024
Property Address4520 ARCADIA DR NW, ROANOKE, VA 24017-1504
Document Number0000001600
Map ReferenceMB 6 PG 95
Instrument DateFeb 16, 2024
Instrument240001600
Transaction TypeTransfer
Record UpdatedMar 7, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4520 ARCADIA DR NW, ROANOKE, VA 24017-1504

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 ARCADIA DR NW, ROANOKE, VA 24017-1504

Mortgage

Document Number0000001601
DateFeb 22, 2024
Instrument240001601
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRoanoke City
Unified School DistrictRoanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,740.00 (+26.85%)$224,600 (+26.82%) Land $42,900 Building $181,700$224,600 (+26.82%) Land $42,900 Building $181,700
2023$2,160.00$177,100 Land $30,300 Building $146,800$177,100 Land $30,300 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims11 (2004–2025)
Claims Outside the SFHA3 of 11
Most Recent ClaimFeb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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