4520 45th Ct, Sarasota, FL 34234 Property Records

Sarasota County property record for 4520 45th Ct, Sarasota, FL 34234

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,936 sqft · built 1981
Lot Size0.249 acres (10,886 sqft)
OwnerCompany Name on Record
Tax Bill$5,103 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Nov 2019 Sale & Mortgage
APN2004-03-0074

Property Details

APN / Parcel Number

Primary APN2004-03-0074

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,936 sqft Living Area
1st Floor Area1,936 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,886 sqft (0.249 acres)
Garage TypeAttached
Garage Area490 sqft

Exterior Amenities

Pool Area324 sqft
PorchOpen Porch
Porch Area314 sqft
Patio Area663 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4520 45TH CT
CitySARASOTA
StateFL
Zip34234-4565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 18 ADAMS HEIGHTS
Legal Range17E
Legal Township36S
Legal Section12
Legal SubdivisionADAMS HEIGHTS
Legal Tract2119
Legal Lot Number18
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1047
Census Tract900

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address4520 45TH CT, SARASOTA, FL 34234-4565
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 19, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2024
Deed SaleDec 2, 2024
Prior SaleNov 19, 2019 · Amount on Record
Deed Document Number2024159088
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4520 45TH CT, SARASOTA, FL 34234-4565
Transaction TypeMortgage
Record UpdatedJan 12, 2022
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 45TH CT, SARASOTA, FL 34234-4565

Mortgage

Document Number0000233079
DateDec 30, 2021
Instrument2021233079
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateNov 19, 2019
Property Address4520 45TH CT, SARASOTA, FL 34234-4565
Document Number0000159084
Instrument DateNov 15, 2019
Instrument159084
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4007 CONNECTICUT AVE NW #311 WASHINGTON DC 200081144, 311, WASHINGTON, DC 20008-1144

Mortgage

Document Number159085
DateNov 19, 2019
Instrument159085
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 18, 2034

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalitySarasota City
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,103.00 (-1.49%) Homeowner's exemption Widower's exemption$388,037 (+5.99%)$447,300 (-13.11%) Land $297,400 Building $149,900
2023$5,180.00 (+2.72%) Homeowner's exemption$366,117 (+3%)$514,800 (+3.73%) Land $308,600 Building $206,200
2022$5,043.00 Homeowner's exemption$355,453$496,300 Land $297,300 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 123 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies127 units insured
incl. 4 condo units
Nearby Flood Claims93 (1980–2024)
Claims Outside the SFHA6 of 93
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Helene, Sep 2024 · 15 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA-CITY OF
serves 55,364 people · EPA ID FL6580326
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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