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4520 39th Ave, Rock Island, IL 61201 Property Records

Rock Island County property record for 4520 39th Ave, Rock Island, IL 61201

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,161 sqft · built 1970
Lot Size0.267 acres (11,631 sqft)
Owner2 Individual Names on Record
Last Sale$205,000 (Jun 2020)
Tax Bill$8,427 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-07-303-023

Property Details

APN / Parcel Number

Primary APN17-07-303-023

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,161 sqft Living Area
1st Floor Area1,075 sqft
Basement Area1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Lot Area11,631 sqft (0.267 acres)
Garage TypeDetached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4520 39TH AVE
CityROCK ISLAND
StateIL
Zip61201-7111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionLOT 16 BOWERS FRENCH FARM 2ND ADD
Legal SubdivisionBOWERS FRENCH FARM 2ND ADD
Legal Block303
Legal Lot Number16
JurisdictionROCK ISLAND IL
Township / Civil DivisionSOUTH ROCK ISLAND
Census Block Group1
Census Block1017
Census Tract23000

Owner

Source: Rock Island County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4520 39TH AVE, ROCK ISLAND, IL 61201-7111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE CENTER
Jun 17, 2020Warranty Deed, Transfer · Conventional Mortgage
RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Prior SaleSep 1, 1969 · Amount on Record
Deed Document Number20208986
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCK ISLAND IL
Property Address4520 39TH AVE, ROCK ISLAND, IL 61201-7111
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000708
DateJan 20, 2026
Instrument2026-00708
Lender
NameMORTGAGE CENTER
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2041

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCK ISLAND IL
Recording DateJun 17, 2020
Property Address4520 39TH AVE, ROCK ISLAND, IL 61201-7111
Document Number0000008986
Instrument DateJun 11, 2020
Instrument2020-08986
Transaction TypeTransfer
Record UpdatedDec 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$307.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 39TH AVE, ROCK ISLAND, IL 61201-7111

Mortgage

Document Number0000008987
DateJun 17, 2020
Instrument2020-08987
Lender
NameRUHL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRock Island County
County SubdivisionSouth Rock Island Township
MunicipalityRock Island City
Unified School DistrictRock Island-Milan School District 41 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,427.00 (+26.02%) Homeowner's exemption$90,228 (+8.5%) Land $22,146 Building $68,082$270,684 (+8.5%) Land $66,438 Building $204,246
2024$83,159 (+16.51%) Land $20,411 Building $62,748$249,477 (+16.51%) Land $61,233 Building $188,244
2022$6,687.00$71,373 Land $17,518 Building $53,855$214,119 Land $52,554 Building $161,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1979–2017)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2017 · other causes
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK ISLAND
serves 39,018 people · EPA ID IL1610650
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Geneseo Communications Services.

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