Chisago County property record for 4520 321st St, Stacy, MN 55079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1979 |
| Lot Size | 2.81 acres (122,404 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (May 2002) |
| Tax Bill | $3,082 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00574-00 |
| Primary APN | 05-00574-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,888 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 122,404 sqft (2.81 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3975576 |
|---|---|
| Street Address | 4520 321ST ST |
| City | STACY |
| State | MN |
| Zip | 55079-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SUBDIVISIONNAME COUNTRY OAKS LOT 011 BLOCK 002 SUBDIVISIONCD 05010 |
| Legal Range | 021 |
| Legal Township | 034 |
| Legal Section | 19 |
| Legal Subdivision | COUNTRY OAKS |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | STACY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 110402 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4520 321ST ST, STACY, MN 55079-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2002 · Amount on Record |
| Deed Sale | May 22, 2002 · Amount on Record |
| Prior Sale | Jul 13, 1998 · Amount on Record |
| Deed Document Number | 2002770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 4520 321ST ST, STACY, MN 55079-9212 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000A607272 |
|---|---|
| Date | Mar 9, 2018 |
| Instrument | A-607272 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2048 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Stacy City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,082.00 (+3.77%) | ||
| 2025 | $2,970.00 (-7.65%) Homeowner's exemption | ||
| 2024 | $268,200 (-11.46%) | $288,800 (-7.47%) | |
| 2023 | $3,216.00 (+4.28%) Homeowner's exemption | $302,900 (+7.49%) | $312,100 (+6.63%) Land $96,200 Building $215,900 |
| 2022 | $3,084.00 (+9.05%) Homeowner's exemption | $281,800 (+30.89%) | $292,700 (+26.33%) Land $88,200 Building $204,500 |
| 2021 | $2,828.00 | $215,300 | $231,700 Land $70,400 Building $161,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
5G (outdoors only) and 4G LTE
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