4520 13th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4520 13th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,062 sqft · built 1964
Lot Size	0.47 acres (20,485 sqft)
Owner	Individual Name on File
Tax Bill	$13,148 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R66133`

Property Details

APN / Parcel Number

Primary APN	`R66133`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	6,062 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	20,485 sqft (0.47 acres)
Lot Dimensions	156 ft deep x 130 ft wide
Garage Area	1,062 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4520 13TH ST
City	LUBBOCK
State	TX
Zip	79416-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RUSHLAND PK BLK 18 L 2
Legal Subdivision	RUSHLAND PARK
Legal Block	18
Legal Lot Number	20
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2012
Census Tract	403

Owner

4520 13th St is owned and occupied by an individual who acquired it in October 2016.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4520 13TH ST, LUBBOCK, TX 79416-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
May 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2010
Deed Sale	Jun 16, 2010
Prior Sale	Jun 16, 2010
Deed Document Number	0000019260
Last Transfer Date	Oct 27, 2016
Transfer Doc	0000039034
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4520 13TH ST, LUBBOCK, TX 79416-4822
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058530
Date	Nov 15, 2021
Instrument	2021058530

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4520 13TH ST, LUBBOCK, TX 79416-4822
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002107
Date	Jan 22, 2018
Instrument	2018002107

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Feb 1, 2030

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4520 13TH ST, LUBBOCK, TX 79416-4822
Document Number	0000019790
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 13TH ST LUBBOCK TX 794164822, LUBBOCK, TX 79416-4822

Mortgage

Document Number	0000019790
Date	Jun 6, 2017
Instrument	19790

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4520 13th St was $13,148 with a homeowner's exemption, down 8.1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,148.00 (-8.13%) Homeowner's exemption	$811,709 Land $100,000 Building $711,709	$811,709 Land $100,000 Building $711,709
2024	$14,311.00 (-3.71%)
2023	$14,863.00 (-2.17%) Homeowner's exemption	$849,291 Land $65,450 Building $818,464	$883,914 Land $65,450 Building $818,464
2022	$15,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 13th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4520 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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