452 W 1st St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 452 W 1st St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,121 sqft · built 1890
Lot Size0.079 acres (3,465 sqft)
OwnerCompany Name on File
Last Sale$34,000 (Jul 2011)
Tax Bill$2,001 (2026)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN351200 146.24-03-04

Property Details

APN / Parcel Number

Primary APN351200 146.24-03-04
Alternative APNs
  • 120014602400030040000000
  • 1077

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,121 sqft Living Area
1st Floor Area942 sqft
Upper Floors Area178 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,465 sqft (0.079 acres)
Lot Dimensions105 ft deep x 33 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area159 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1077
Street Address452 W 1ST ST
CityOSWEGO
StateNY
Zip13126-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTB
Legal SubdivisionSUBDIVISION #7 OF EXCHANGE BLOCK
Legal Block3
Legal Lot Number4.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3023
Census Tract21603

Owner

452 W 1st St is owned by a company that acquired it in September 2011.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address430 W 1ST ST, OSWEGO, NY 13126-4002
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
PATHFINDER BK
Sep 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2011 · Amount on File
Deed SaleJul 1, 2011 · Amount on File
Prior SaleJul 1, 2011 · Amount on File
Deed Document Number20115791
Last Transfer DateSep 13, 2011
Transfer Doc2011008462
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address452 W 1ST ST, OSWEGO, NY 13126-4004
Document Number0000006925
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 W 1ST ST OSWEGO NY 131264004, OSWEGO, NY 13126-4004

Mortgage

Document Number0000006925
DateAug 19, 2020
Instrument6925
Lender
NamePATHFINDER BK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeConventional Mortgage
AmountAmount on Record

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 27, 2017
Property Address452 W 1ST ST, OSWEGO, NY 13126-4004
Document Number0000009492
Instrument DateSep 12, 2011
Instrument9492
Transaction TypeTransfer
Record UpdatedOct 25, 2017

Transaction

AmountAmount on Record
Tax$136.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address430 W 1ST ST OSWEGO NY 131264002, OSWEGO, NY 13126-4002

Tax Assessment & Valuation

The 2026 property tax bill for 452 W 1st St was $2,001, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,001.00 (-1.19%)
2025$2,025.00$108,000 Land $17,200 Building $90,800$108,000 Land $17,200 Building $90,800
2023$56,600 Land $10,100 Building $46,500$68,193 Land $12,169 Building $56,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 452 W 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 452 W 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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