Carroll County property record for 452 Sullivan Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,150 sqft · built 1860 |
| Lot Size | 7.02 acres (305,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Dec 2014) |
| Tax Bill | $4,974 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-430987 |
| Primary APN | 07-430987 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 305,965 sqft (7.02 acres) |
| Patio Area | 306 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 430987 |
|---|---|
| Street Address | 452 SULLIVAN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 34 - 7.0242 ACS 452 SULLIVAN RD 53-70/74 WINDY HILLS FARMS PH 2 |
| Legal Subdivision | WINDY HILLS FARMS |
| Legal Phase | 2 |
| Legal Lot Number | 34 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 507601 |
452 Sullivan Rd is owned by an individual who bought it in December 2014.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 744 SULLIVAN RD, WESTMINSTER, MD 21157-3326 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage AXOS BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage AXOS BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage WORLD BUSINESS LENDERS LLC |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2014 · Amount on File |
| Deed Sale | Dec 30, 2014 · Amount on File |
| Deed Book / Page | 7847 / 345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 452 SULLIVAN RD, WESTMINSTER, MD 21157-3319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RES TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0092410001 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 9241/0001 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 452 SULLIVAN RD, WESTMINSTER, MD 21157-3319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095470170 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 9547/0170 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 452 SULLIVAN RD, WESTMINSTER, MD 21157-3319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0102920206 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 10292/206 |
| Name | WORLD BUSINESS LENDERS LLC |
|---|---|
| Type | Lending Institution |
| Address | CRANFORD, NJ 07016 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 452 SULLIVAN RD, WESTMINSTER, MD 21157-3319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW L |
| Name | Verified Name |
|---|---|
| Address | 452 SULLIVAN RD, WESTMINSTER, MD 21157-3319 |
| Document Number | 0107570008 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 10757/8 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | HAMPSTEAD, MD 21074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 452 Sullivan Rd was $4,974, up 3.9% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,974.00 (+3.88%) | $438,800 Land $223,000 Building $215,800 | $438,800 Land $223,000 Building $215,800 |
| 2025 | $4,788.00 | ||
| 2023 | $4,395.00 | $389,000 Land $223,000 Building $166,000 | $389,000 Land $223,000 Building $166,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 452 Sullivan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 452 Sullivan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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