452 Ridge Rd, Lancing, TN 37770 Property Records

Morgan County property record for 452 Ridge Rd, Lancing, TN 37770

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,360 sqft · built 1998
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2025)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065094 00300`

Property Details

APN / Parcel Number

Primary APN	`065094 00300`
Alternative APN	`094 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,360 sqft Living Area
1st Floor Area	2,052 sqft
Basement Area	308 sqft
Finished Basement	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	36 sqft
Patio Area	352 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	452 RIDGE RD
City	LANCING
State	TN
Zip	37770-2833
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 11, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1045
Census Tract	110200

Owner

Source: Morgan County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	452 RIDGE RD, LANCING, TN 37770-2833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE COMPANY
Nov 14, 2025	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Dec 6, 2018	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Dec 6, 2018 · Amount on File
Deed Document Number	202593670
Deed Book / Page	351 / 173
Prior Transfer Date	Nov 13, 2025
Prior Transfer Doc	000351/173
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Recording Date	Aug 26, 2026
Property Address	452 RIDGE RD, LANCING, TN 37770-2833
Document Number	0000097050
Book / Page	366 / 818
Instrument Date	Aug 18, 2026
Instrument	202697050
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 RIDGE RD, LANCING, TN 37770-2833

Mortgage

Document Number	0000097050,
Date	Aug 26, 2026
Book Page	366/818
Instrument	202697050

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Nov 14, 2025
Property Address	452 RIDGE RD, LANCING, TN 37770-2833
Document Number	000351/173
Book / Page	351 / 173
Instrument Date	Nov 13, 2025
Instrument	93670
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	WOODVILLE TITLE AGENCY, KNOXVILLE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 RIDGE RD, LANCING, TN 37770-2833

Mortgage

Document Number	0000093671
Date	Nov 14, 2025
Instrument	93671

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Dec 6, 2018
Property Address	452 RIDGE RD, LANCING, TN 37770-2833
Document Number	000231/596
Book / Page	231 / 596
Instrument Date	Nov 15, 2018
Instrument	65863
Transaction Type	Transfer
Record Updated	Mar 6, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 RIDGE RD, LANCING, TN 37770-2833

Mortgage

Document Number	0000000231/0000000599
Date	Dec 6, 2018
Book Page	0000000231/0000000599
Instrument	65864

Lender

Name	GUILD MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00	$40,175 (-) Land $4,000 Building $36,175
2024	$1,092.00 (+8.01%)	$40,175 (-) Land $4,000 Building $36,175
2023		$40,175 Land $4,000 Building $36,175
2022	$1,011.00
2021			$160,700 Land $16,000 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 91% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

No cell data coverage reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures