452 Porter Ct, Elgin, IL 60120 Property Records

Kane County property record for 452 Porter Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,139 sqft · built 1930
Lot Size	0.115 acres (4,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Mar 2020)
Tax Bill	$5,516 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-458-012`

Property Details

APN / Parcel Number

Primary APN	`06-12-458-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	5 Stories
Building Area	1,139 sqft Living Area
Gross Area	1,898 sqft
Basement Area	759 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	4,998 sqft (0.115 acres)
Lot Dimensions	98 ft deep x 51 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	452 PORTER CT
City	ELGIN
State	IL
Zip	60120-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILHARMS 2ND SUB LOT 16
Legal Subdivision	WILHARMS 2ND SUB
Legal Block	1
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851302

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	709 N MAPLE ST, PROSPECT HEIGHTS, IL 60070-1324
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Jun 24, 2002 · Amount on Record
Deed Document Number	202013858
Prior Transfer Date	Feb 5, 1999
Prior Transfer Doc	0000030969
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2020
Property Address	452 PORTER CT, ELGIN, IL 60120-4272
Document Number	0000013858
Instrument Date	Mar 11, 2020
Instrument	2020K013858
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PRIMARY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	709 N MAPLE ST, PROSPECT HEIGHTS, IL 60070-1324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013859
Date	Mar 18, 2020
Instrument	2020K013859

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	5.26%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,516.00 (+15.96%)
2024		$66,606 (+21.4%) Land $11,131 Building $55,475	$199,898 (+21.44%) Land $33,406 Building $166,492
2022	$4,757.00 (+3.96%)	$54,867 (+6.96%) Land $9,169 Building $45,698	$164,601 (+6.96%) Land $27,507 Building $137,094
2021	$4,576.00	$51,296 Land $8,572 Building $42,724	$153,888 Land $25,716 Building $128,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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