452 Oak Dr, Bandera, TX 78003 Property Records

Bandera County property record for 452 Oak Dr, Bandera, TX 78003

Property Summary

Property TypeMobile Home
Details1,120 sqft · built 1995
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$89,300 (Aug 2020)
Tax Bill$447 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17102-00002-0180

Property Details

APN / Parcel Number

Primary APN17102-00002-0180
Alternative APN
  • 152342

Interior

Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area23,522 sqft (0.54 acres)

Exterior Amenities

PorchSlab
Porch Area128 sqft
Patio Area128 sqft
Storage Building128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number17102-00002-0180
Street Address452 OAK DR
CityBANDERA
StateTX
Zip78003-5940
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTWIN LAKES 2 BLK 2 LT 18 0.54 ACRES *TEX0554000/01*
Legal SubdivisionTWIN LAKES 2
Legal Block2
Legal Lot Number18
JurisdictionBANDERA TX
Township / Civil DivisionBANDERA
Census Block Group1
Census Block1020
Census Tract103

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address452 OAK DR, BANDERA, TX 78003-5940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleJun 29, 2009
Deed Document Number2020238819
Deed Book / Page1187 / 844
Prior Transfer DateAug 27, 2020
Prior Transfer Doc1187/844
Record UpdatedOct 29, 2026

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBANDERA TX
Recording DateAug 31, 2020
Property Address452 OAK DR, BANDERA, TX 78003-5940
Document Number1187/844
Book / Page1187 / 844
Map ReferenceVOL 2 PG 7
Instrument DateAug 27, 2020
Instrument238819
Transaction TypeTransfer
Record UpdatedNov 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 MAIN ST APT 5, 5, KERRVILLE, TX 78028-3502

Mortgage

Document Number238820
DateAug 31, 2020
Instrument238820
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateTexas
CountyBandera County
Unified School DistrictBandera Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$447.00 (+4.44%) Homeowner's exemption Senior Citizen's exemption$122,238 (-3.62%) Land $59,810 Building $78,230$138,040 (+8.84%) Land $59,810 Building $78,230
2024$428.00 (-74.73%)
2023$1,694.00$126,830 Land $36,810 Building $90,020$126,830 Land $36,810 Building $90,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimMay 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BEC Fiber
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Dr

Nearby Streets

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