452 Mill Hook Rd, Accord, NY 12404 Property Records

Ulster County and Rochester Town property record for 452 Mill Hook Rd, Accord, NY 12404

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1920
Lot Size	17.6 acres (766,656 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Nov 2022)
Tax Bill	$14,658 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119695.110`

Property Details

APN / Parcel Number

Primary APN	`119695.110`
Alternative APN	`514400 69.3-1-45.110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Living Area
1st Floor Area	832 sqft
2nd Floor Area	832 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	766,656 sqft (17.6 acres)
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	119695.110
Street Address	452 MILL HOOK RD
City	ACCORD
State	NY
Zip	12404-5820
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	45.110
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2009
Census Tract	955002

Owner

Source: Ulster County and Rochester Town records, as of April 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	302 W 86TH ST, 10B, NEW YORK, NY 10024-3154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Sep 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RONDOUT SAVINGS BANK
Jul 22, 2020	Deed, Transfer · Stand-Alone Refinance RONDOUT SAVINGS BANK
Jun 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	202218844
Deed Book / Page	7157 / 221
Prior Transfer Date	Jul 10, 1997
Prior Transfer Doc	2718000104
Record Updated	Jun 8, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Nov 17, 2022
Property Address	452 MILL HOOK RD, ACCORD, NY 12404-5820
Document Number	0000018844
Book / Page	7157 / 221
Instrument Date	Nov 11, 2022
Instrument	2022-18844
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W 86TH ST, NEW YORK, NY 10024-3141

Mortgage

Document Number	0000018845
Date	Nov 17, 2022
Instrument	2022-18845

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2029
Max Rate At Change	2.75%
Index	1-Year CMT

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	452 MILL HOOK RD, ACCORD, NY 12404-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011539
Date	Sep 5, 2019
Book Page	11872/37
Instrument	2019-11539

Lender

Name	RONDOUT SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 22, 2020
Property Address	452 MILL HOOK RD, ACCORD, NY 12404-5820
Document Number	0000009701
Book / Page	6639 / 114
Instrument Date	Jul 17, 2020
Instrument	2020-9701
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 DUG RD, ACCORD, NY 12404-5914

Mortgage

Document Number	0000009702
Date	Jul 22, 2020
Book Page	12116/59
Instrument	2020-9702

Lender

Name	RONDOUT SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jun 3, 2019
Property Address	452 MILL HOOK RD, ACCORD, NY 12404-5820
Document Number	0000006733
Book / Page	006439 / 000156
Instrument Date	Jun 3, 2019
Instrument	6733
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 668 STONE RIDGE NY 124840668, STONE RIDGE, NY 12484-0668

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,658.00 (+1,423.7%)	$560,000 (-) Land $107,500 Building $452,500	$1,056,604 (+18.87%) Land $202,830 Building $853,774
2023		$560,000 (-) Land $107,500 Building $452,500	$888,889 (+14.29%) Land $170,635 Building $718,254
2022		$560,000 Land $107,500 Building $452,500	$777,778 Land $149,306 Building $628,472
2021	$962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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