452 Main Rd, Laurel, NY 11948 Property Records

Suffolk County and Riverhead Town property record for 452 Main Rd, Laurel, NY 11948

Property Summary

Property TypeCommercial
Details2 bd · 1 ba · 119 sqft · built 1870
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$184,500 (Mar 2015)
Tax Bill$14,566 (2024)
Deeds & MortgagesAug 2021 Refinance
Apr 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN473000 85.-3-2

Property Details

APN / Parcel Number

Primary APN473000 85.-3-2
Alternative APNs
  • 0600-085.00-03.00-002.000
  • 300008500000030020000000
  • 4730008985
  • 34

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Building Area119 sqft Gross Area
1st Floor Area755 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleOld Style
Exterior MaterialWood
Lot Area10,890 sqft (0.25 acres)
Lot Width75 ft Width
View / LotCanal
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area119 sqft

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number34
Street Address452 MAIN RD
CityLAUREL
StateNY
Zip11948
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code03
Legal DescriptionN X SHOTSKY EX BRTNBACH SX RT 25 W X MERCER LIFE EST J & M ANDERSON
Legal Block3
Legal Lot Number2
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group2
Census Block2003
Census Tract169906

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address544 ROUTE 25A, ROCKY POINT, NY 11778-8759
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FARM CREDIT
Apr 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
ULSTER SVGS BK
Jun 8, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
ULSTER SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2015 · Amount on Record
Deed SaleMar 30, 2015 · Amount on Record
Prior SaleMar 16, 2013 · Amount on Record
Deed Book / PageD00012812 / 37
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address452 MAIN RD, RIVERHEAD, NY 11901-1976
Transaction TypeMortgage
Record UpdatedSep 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233110992
DateAug 12, 2021
Book Page23311/992
InstrumentDM029203
Lender
NameFARM CREDIT
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address452 MAIN RD, RIVERHEAD, NY 11901-1976
Document Number0228240527
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address35315 MAIN RD CUTCHOGUE NY 119351395, CUTCHOGUE, NY 11935-1395

Mortgage

Document Number0228240527
DateJun 8, 2017
Book Page022824/000527
Lender
NameULSTER SVGS BK
TypeFederal Savings Bank
AddressKINGSTON, NY 12401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2047

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateJun 8, 2017
Property Address452 MAIN RD, RIVERHEAD, NY 11901-1976
Document Number0228240528
Book / Page022824 / 000528
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 MAIN RD AQUEBOGUE NY 11931, AQUEBOGUE, NY 11931

Mortgage

Document Number228240528
DateJun 8, 2017
Book Page022824/000528
Lender
NameULSTER SVGS BK
TypeFederal Savings Bank
AddressKINGSTON, NY 12401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,400 (-) Land $7,800 Building $66,600$911,765 (+13.85%) Land $95,588 Building $816,176
2024$14,566.00
2023$74,400 Land $7,800 Building $66,600$800,861 Land $83,961 Building $716,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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