Bergen County and Garfield City property record for 452 Grace Ave, Garfield, NJ 07026
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 735 sqft · built 1922 |
| Lot Size | 0.153 acres (6,652 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,163 (2025) |
| Deeds & Mortgages | Sep 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00211-01-00017 |
| Primary APN | 21-00211-01-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 735 sqft Gross Area |
| 1st Floor Area | 735 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 6,652 sqft (0.153 acres) |
| Lot Dimensions | 95 ft deep x 70 ft wide |
| Account Number | 005905 |
|---|---|
| Street Address | 452 GRACE AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | 6650 SF COMMON ELEMENT |
| Legal Subdivision | SADDLE RIVER REALTY CO |
| Legal Block | 211 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21101 |
452 Grace Ave is owned by an individual who acquired it in July 2025.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 454 GRACE AVE, GARFIELD, NJ 07026-2014 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 1991 |
| Deed Sale | Jan 12, 1991 |
| Deed Book / Page | 7420 / 68 |
| Last Transfer Date | Jul 28, 2025 |
| Transfer Doc | 0055720453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 452 GRACE AVE, GARFIELD, NJ 07026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 454 GRACE AVE, GARFIELD, NJ 07026-2014 |
| Document Number | 0056061085 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 5606/1085 |
| Instrument | 2025065281 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 371 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Index | SOFR Average 30-Day |
| Max Rate | 12% |
The 2025 property tax bill for 452 Grace Ave was $7,163, up 4.2% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,163.00 (+4.25%) | $205,900 Land $138,300 Building $67,600 | $205,900 Land $138,300 Building $67,600 |
| 2024 | $6,871.00 | ||
| 2023 | $205,900 Land $138,300 Building $67,600 | $205,900 Land $138,300 Building $67,600 | |
| 2022 | $6,422.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 452 Grace Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 452 Grace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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