452 Cook Ave, Hamel, IL 62046 Property Records

Madison County property record for 452 Cook Ave, Hamel, IL 62046

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,801 sqft · built 2020
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$283,000 (Oct 2020)
Tax Bill$8,187 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Nov 2019 Loan Modification
+ 2 more
APN11-2-10-14-10-104-024

Property Details

APN / Parcel Number

Primary APN11-2-10-14-10-104-024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,801 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions122 ft deep x 143 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address452 COOK AVE
CityHAMEL
StateIL
Zip62046-1044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROTTERS RUN 2ND ADDN LOT 85 143.54 X 122.32 IRREGULAR
Legal SubdivisionTROTTERS RUN SECOND ADDN
Legal Lot Number85
JurisdictionMADISON IL
Township / Civil DivisionHAMEL
Census Block Group4
Census Block4026
Census Tract403801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 211, HAMEL, IL 62046-0211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Nov 12, 2019Loan Modification, Mortgage
FIRST NAT'L BK/STAUNTON
Nov 7, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST NAT'L BK/STAUNTON
Oct 23, 2017Loan Modification, Mortgage · Conventional with PMI
FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2020 · Amount on Record
Deed SaleOct 8, 2020 · Amount on Record
Deed Document Number202036154
Prior Transfer DateMar 7, 2011
Prior Transfer Doc0000009982
Record UpdatedSep 20, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionMADISON IL
Recording DateOct 8, 2020
Property Address452 COOK AVE, HAMEL, IL 62046
Document Number0000036154
Map ReferencePB 65 PG 127
Instrument DateOct 2, 2020
Instrument2020R36154
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMADISON COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$424.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address129 N WASHINGTON ST, BUNKER HILL, IL 62014-1071

Mortgage

Document Number0000036155
DateOct 8, 2020
Instrument2020R36155
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address452 COOK AVE, HAMEL, IL 62046
Document Number0000037423
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address452 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number0000037423
DateNov 19, 2019
Instrument37423
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
AmountAmount Recorded
Term12 Months
DueNov 18, 2020
Interest
Rate4.75%

November 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON IL
Recording DateNov 7, 2018
Property Address452 COOK AVE, HAMEL, IL 62046
Instrument DateOct 29, 2018
Instrument35317
Transaction TypeConstruction Loan
Record UpdatedDec 10, 2019
Title CompanyMADISON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address452 COOK AVE HAMEL IL 62046, HAMEL, IL 62046

Mortgage

Document Number0000035317
DateNov 7, 2018
Instrument35317
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 6, 2019
Interest
Rate TypeAdjustable Rate
Rate5%

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address452 COOK AVE, HAMEL, IL 62046
Document Number0000036882
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address302 COOK AVE HAMEL IL 620461042, HAMEL, IL 62046-1042

Mortgage

Document Number0000036882
DateNov 1, 2017
Instrument36882
Lender
NameFIRST NAT'L BK/STAUNTON
TypeBank
AddressSTAUNTON, IL 62088-0059
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term36 Months
DueOct 31, 2020
Interest
Rate5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionHamel Township
MunicipalityHamel Village
Unified School DistrictEdwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,187.00 (+9.64%)$125,170 (+35.22%) Land $19,140 Building $106,030$375,510 (+35.08%) Land $57,420 Building $318,090
2024$7,467.00 (+17.31%)
2022$6,365.00$92,570 Land $14,160 Building $78,410$277,988 Land $42,523 Building $235,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMEL
serves 1,087 people · EPA ID IL1190450
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Madison Communications
Fiber
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30

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