452 Cedar Ave, Freeport, FL 32439 Property Records

Walton County property record for 452 Cedar Ave, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1976
Lot Size	0.687 acres (29,969 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2022)
Tax Bill	$2,462 (2024)
Deeds & Mortgages	May 2023 Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41060-00E-0010`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41060-00E-0010`
Alternative APN	`1058886`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	2,148 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,969 sqft (0.687 acres)
Lot Dimensions	40 ft deep x 15 ft wide
Garage Area	448 sqft

Exterior Amenities

Porch	Porch
Porch Area	328 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058886
Street Address	452 CEDAR AVE
City	FREEPORT
State	FL
Zip	32439-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK E CHOCTAW 2ND ADD PB 3-39 OR 149-67 OR 3210-461 OR 3230-3761
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	CHOCTAW 2ND ADD
Legal Block	E
Legal Lot Number	1-2 2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1042
Census Tract	950306

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage EGLIN FCU
Jul 22, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 13, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Aug 3, 2021	Warranty Deed, Transfer NOT AVAILABLE, BRADLEY TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Jul 22, 2022
Deed Document Number	20220042704
Deed Book / Page	3267 / 3465
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

Mortgage

Document Number	0032904468
Date	May 30, 2023
Book Page	3290/4468
Instrument	20230018858

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 23, 2022
Property Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Document Number	0032673465
Book / Page	3267 / 3465
Map Reference	MB 3 PG 39
Instrument Date	Sep 23, 2022
Instrument	20220042704
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

Mortgage

Document Number	0032673467
Date	Sep 23, 2022
Instrument	3267/3467

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 22, 2022
Property Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Document Number	0032604406
Book / Page	3260 / 4406
Map Reference	MB 3 PG 39
Instrument Date	Jul 22, 2022
Instrument	20220033870
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 13, 2022
Property Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Document Number	0032594100
Book / Page	3259 / 4100
Map Reference	MB 3 PG 39
Instrument Date	Jul 13, 2022
Instrument	20220032457
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 CEDAR AVE, FREEPORT, FL 32439-6741

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 21, 2021
Property Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Document Number	0032303761
Book / Page	3230 / 3761
Map Reference	MB 3 PG 39
Instrument Date	Dec 16, 2021
Instrument	20210063096
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 763, NICEVILLE, FL 32588-0763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 320, PINEDALE, WY 82941-0320

Mortgage

Document Number	0032303763
Date	Dec 21, 2021
Instrument	3230/3763

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 3, 2021
Property Address	452 CEDAR AVE, FREEPORT, FL 32439-6741
Document Number	0032100461
Book / Page	3210 / 461
Map Reference	MB 3 PG 39
Instrument Date	Jul 28, 2021
Instrument	20210038947
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 CEDAR AVE, 452, FREEPORT, FL 32439-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 HARBOR BLVD, DESTIN, FL 32541-2505

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,843 (+4.53%) Land $125,000 Building $195,843	$320,843 (+4.53%) Land $125,000 Building $195,843
2024	$2,462.00 (+6.21%)
2023	$2,318.00 (-10.12%) Homeowner's exemption	$306,932 (+4.63%) Land $125,000 Building $181,932	$306,932 (+4.63%) Land $125,000 Building $181,932
2022	$2,579.00	$293,347 Land $117,807 Building $175,540	$293,347 Land $117,807 Building $175,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: AT&T, Wildstar Networks.

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