4519 The Cedars, Bremerton, WA 98312 Property Records

Kitsap County property record for 4519 The Cedars, Bremerton, WA 98312

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,118 sqft · built 1942
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Oct 2023)
Tax Bill	$3,118 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3730-000-019-0109`

Property Details

APN / Parcel Number

Primary APN	`3730-000-019-0109`
Alternative APN	`1433309`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	1,418 sqft
1st Floor Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	547 sqft
Patio Area	547 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	4519 THE CEDARS
City	BREMERTON
State	WA
Zip	98312-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	THE WEST 115 FEET OF TRACTS 19 AND 20, THE CEDARS, ACCORDING TO PLAT RECORDED IN VOLUME 5 OF PLATS, PAGE 38, IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	24
Legal Section	09
Legal Subdivision	THE CEDARS
Legal Tract	19,20
Legal Block	3
Legal Lot Number	19
Jurisdiction	KITSAP WA
Township / Civil Division	BREMERTON
Census Block Group	3
Census Block	3003
Census Tract	80700

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4519 THE CEDARS, BREMERTON, WA 98312-2006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · FHA Mortgage BARRETT FINANCIAL GROUP LLC
Oct 26, 2023	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Apr 25, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	202324
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Recording Date	May 7, 2026
Property Address	4519 THE CEDARS, BREMERTON, WA 98312-2006
Document Number	0000000044
Instrument Date	May 1, 2026
Instrument	202644
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4519 THE CEDARS, BREMERTON, WA 98312-2006

Mortgage

Document Number	0000000044,
Date	May 7, 2026
Instrument	202644

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Oct 26, 2023
Property Address	4519 THE CEDARS, BREMERTON, WA 98312-2006
Document Number	0000000024
Map Reference	VOL 5 PG 38
Instrument Date	Sep 15, 2023
Instrument	202310260024
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	LAND TITLE COMPANY-SILVERDALE, LAND TITLE CO SILVERDALE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4519 THE CEDARS, BREMERTON, WA 98312-2006

Mortgage

Document Number	0000000025
Date	Oct 26, 2023
Instrument	202310260025

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Apr 25, 2023
Property Address	4519 THE CEDARS, BREMERTON, WA 98312-2006
Document Number	0000000051
Map Reference	VOL 5 PG 38
Instrument Date	Apr 22, 2023
Instrument	202304250051
Transaction Type	Construction Loan
Record Updated	May 5, 2023
Title Company	FIDELITY NATIONAL TITLE LYNNWOOD, FIDELITY NATL TTL LYNNWOO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9412 184TH AVE E, BONNEY LAKE, WA 98391-8597
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000052
Date	Apr 25, 2023
Instrument	202304250052

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Municipality	Bremerton City
Unified School District	Bremerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$351,690 (-) Land $91,220 Building $260,470	$351,690 (-) Land $91,220 Building $260,470
2026	$3,118.00 (+0.52%)	$351,690 (+4.89%) Land $91,220 Building $260,470	$351,690 (+4.89%) Land $91,220 Building $260,470
2025	$3,102.00 (+8.77%)
2024	$2,852.00 (-3.26%)	$335,290 (-) Land $91,220 Building $244,070	$335,290 (-) Land $91,220 Building $244,070
2023	$2,948.00	$335,290 Land $91,220 Building $244,070	$335,290 Land $91,220 Building $244,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1983–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREMERTON serves 72,951 people · EPA ID WA5308200
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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