4519 Oneida St, Duluth, MN 55804 Property Records

St. Louis County property record for 4519 Oneida St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.75 Baths
Year Built	Built 1947
Square Footage	1,756 sqft Gross Area
Lot Size	7,000 sqft (0.16 acres)
Garage	672 sqft
Occupancy	Owner Occupied
Tax Bill	$5,148.00 (2026)

Owner

Source: St. Louis County records · APN 010-2950-00470

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4519 ONEIDA ST, DULUTH, MN 55804-1534
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 17, 2014
Transfer Doc	000T950476
Record Refreshed	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4519 ONEIDA ST, DULUTH, MN 55804-1534
Document Number	000T994796
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4519 ONEIDA ST DULUTH MN 558041534, DULUTH, MN 55804-1534

Mortgage

Document Number	000T994796
Date	Feb 01, 2018
Instrument	T994796

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,148.00 (+54.41%) Homeowner's exemption
2025	$3,334.00 (+6.04%) Homeowner's exemption	$411,500 (+56.58%) Land $47,800 Building $363,700	$411,500 (+56.58%) Land $47,800 Building $363,700
2024	$3,144.00	$262,800 (+22.92%) Land $46,200 Building $216,600	$262,800 (+22.92%) Land $46,200 Building $216,600
2022		$213,800 Land $35,500 Building $178,300	$213,800 Land $35,500 Building $178,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-2950-00470`
Alternative APN	`978541`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Partial Baths	1 Partial Baths
Total Rooms	2 Rooms
Building Area	1,756 sqft Gross Area
1st Floor	1,270 sqft 1st Floor
Basement Area	314 sqft Basement
Finished Basement	314 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	7,000 sqft (0.16 acres)
Garage Area	672 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	54 sqft Deck
Porch Area	16 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	978541
Street Address	4519 ONEIDA ST
City	DULUTH
State	MN
Zip	55804-1534
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:003 SERIAL #
Legal Subdivision	LOEBS ADDITION TO LAKESIDE
Legal Block	3
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	4
Census Block	4005
Census Tract	600