4519 Elderberry Ct, Matthews, NC 28104 Property Records

Union County property record for 4519 Elderberry Ct, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,160 sqft · built 1984
Lot Size	1.23 acres (53,753 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jul 2025)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-117-139`

Property Details

APN / Parcel Number

Primary APN	`06-117-139`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,160 sqft Living Area
Gross Area	4,776 sqft
1st Floor Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	53,753 sqft (1.23 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4519 ELDERBERRY CT
City	MATTHEWS
State	NC
Zip	28104-7180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#36 PROVIDENCE WOODS PH3 OPCB124B
Legal Subdivision	PROVIDENCE WOODS
Legal Tract	36
Legal Lot Number	36
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1018
Census Tract	21019

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5625 CHALYCE LN, CHARLOTTE, NC 28270-1715
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jun 10, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 22, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage MICHAEL A SHANNON ETAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Oct 18, 2000 · Amount on Record
Deed Document Number	202518384
Deed Book / Page	9162 / 273
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 10, 2026
Property Address	4519 ELDERBERRY CT, MATTHEWS, NC 28104-7180
Document Number	0000009607
Book / Page	9346 / 777
Instrument Date	Apr 6, 2026
Instrument	20269607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4519 ELDERBERRY CT, MATTHEWS, NC 28104-7180

Mortgage

Document Number	0000009607,
Date	Apr 10, 2026
Book Page	9346/777
Instrument	20269607

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4519 ELDERBERRY CT, MATTHEWS, NC 28104-7180
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008918484
Date	Jun 10, 2024
Book Page	8918/484
Instrument	13194

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 22, 2025
Property Address	4519 ELDERBERRY CT, MATTHEWS, NC 28104-7180
Document Number	0009162273
Book / Page	9162 / 273
Map Reference	CAB B FILE 124-B
Instrument Date	Jul 21, 2025
Instrument	18384
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, INVESTORS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4519 ELDERBERRY CT, MATTHEWS, NC 28104-7180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5625 CHALYCE LN, CHARLOTTE, NC 28270-1715

Mortgage

Document Number	0000018385
Date	Jul 22, 2025
Instrument	18385

Lender

Name	MICHAEL A SHANNON ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Oct 21, 2025

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,480.00 (+21.97%)	$896,800 (+54.51%) Land $141,100 Building $755,700	$896,800 (+54.51%) Land $141,100 Building $755,700
2023	$3,673.00	$580,400 Land $89,800 Building $490,600	$580,400 Land $89,800 Building $490,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Uniti Group.

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