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4518 Whiting Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4518 Whiting Dr, Sebring, FL 33870 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 2005
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$31,500 (Jun 2015)
Tax Bill$2,608 (2024)
Deeds & MortgagesMar 2023 Mortgage
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC104806000015320

Property Details

APN / Parcel Number

Primary APNC104806000015320
Alternative APN
  • C-10-34-28-060-0001-5320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,726 sqft Living Area
Gross Area2,146 sqft
1st Floor Area1,558 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area399 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area208 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4518 WHITING DR
CitySEBRING
StateFL
Zip33870-8440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING RIDGE SEC F PB 8 PG 64 LOT 1532
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC F
Legal Lot Number1532
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2041
Census Tract960104

Owner

Source: Highlands County records · APN C104806000015320

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4518 WHITING DR, SEBRING, FL 33870-8440
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 04, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 01, 2022Intrafamily Transfer, Transfer
Aug 09, 2018Loan Modification, Mortgage · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2015 · Amount on Record
Deed SaleJun 18, 2015 · Amount on Record
Prior SaleOct 28, 2005 · Amount on Record
Deed Document Number20151777625
Deed Book / Page2482 / 556
Last Transfer DateApr 01, 2022
Transfer Doc0002085911
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4518 WHITING DR, SEBRING, FL 33870-8440
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 WHITING DR, SEBRING, FL 33870-8440

Mortgage

Document Number0002144149
DateMar 31, 2023
Book Page2966/264
Instrument2144149
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateMar 04, 2026
Property Address4518 WHITING DR, SEBRING, FL 33870-8440
Document Number0002302368
Book / Page3177 / 1013
Map ReferenceMB 8 PG 64
Instrument DateFeb 26, 2026
Instrument2302368
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyNAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4518 WHITING DR, SEBRING, FL 33870-8440

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 WHITING DR, SEBRING, FL 33870-8440

Mortgage

Document Number0031771015
DateMar 04, 2026
Instrument3177/1015
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateApr 01, 2022
Property Address4518 WHITING DR, SEBRING, FL 33870-8440
Document Number0002085911
Book / Page2895 / 535
Map ReferenceMB 8 PG 64
Instrument DateApr 01, 2022
Instrument2085911
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1508 HOFYEE AVE, 1508, SEBRING, FL 33870

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 WHITING DR, SEBRING, FL 33870-8440

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address4518 WHITING DR, SEBRING, FL 33870-8440
Document Number0001909190
Instrument DateAug 09, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4518 WHITING DR SEBRING FL 338708440, SEBRING, FL 33870-8440

Mortgage

Document Number0001909190
DateAug 27, 2018
Book Page002652/001574
Instrument1909190
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28217
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$214,023 (+5.51%) Land $20,000 Building $194,023$214,023 (+5.51%) Land $20,000 Building $194,023
2024$2,608.00 (-5.92%)
2023$2,772.00 (+9.48%)$202,851 (+17.6%) Land $16,000 Building $186,851$202,851 (+17.6%) Land $16,000 Building $186,851
2022$2,532.00$172,491 Land $11,250 Building $161,241$172,491 Land $11,250 Building $161,241

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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